ADCB Credit Cards

Abu Dhabi Commercial Bank offers a diverse range of credit cards in the UAE. These cards are exclusively tailored to suit various financial needs and lifestyles. With exclusive benefits such as cashback, travel rewards, dining discounts, and shopping privileges, ADCB credit cards provide lifestyle convenience. ...read more

ADCB Credit Card in UAE
ADCB Credit Card

Apply Credit Card & get Cashback and Rewards*

  • Compare from top banks
  • No annual fee
  • Benefits up to AED 2,000
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Best credit cards with 0 Annual fee*

Dubai
Abu Dhabi
Sharjah
Ras Al Khaimah
Best ADCB Credit Cards

Cardholders can enjoy flexible payment options, high credit limits, and access to premium services, including complimentary airport lounge access and hotel discounts. Whether you are a frequent traveler, a savvy shopper, or a foodie, ADCB credit card offers customised solutions for your needs.

Apply ADCB Credit Card Online

ADCB Credit Card Benefits and Features

Tabled below are the top ADCB credit card benefits and privileges in the UAE: 

Card Name Minimum Salary Required Features/ Benefits Apply

Talabat ADCB Credit Card

AED 5,000

Welcome Bonus & Basic Benefits

  • A welcome bonus of AED 500
  • Choose from 7 different card designs
  • Complimentary life cover with Credit Shield
  • Repay balances with the FlexiPay feature
  • Availability of the balance transfer facility
  • Take a credit card loan with zero interest rate and repay in 12 monthly instalments

Talabat Credit Points

  • 35% Talabat credit points on the first 10 Talabat orders per calendar month
  • 1.25% Talabat credit points on domestic and international retail purchases across the globe
  • 0.35% Talabat credit points on European-based merchants' domestic and international retail purchases
  • 0.35% Talabat credit points on:
    • Education
    • Fuel
    • Real Estate
    • Telecommunications
    • Charity
    • Insurance
    • Auto Dealers
    • Supermarkets
    • Transport
    • Government Services

Travel Benefits

  • Up to 30% discount on roundtrips, international airfares, or hotel bookings with Cleartrip
  • Unlimited complimentary lounge access at over 20 Mastercard airport lounges across the globe
  • Up to 10% cashback on bookings with Booking.com
View Offers

ADCB LULU Titanium Credit Card

AED 5,000

Welcome Bonus & Basic Benefits

  • Earn LULU points worth AED 250 on a minimum spend of AED 2,000
  • Earn LULU points on multiple categories
  • 0% interest payment plan on school fee payment
  • Interest-free days in outstanding balance payment
  • Availability of interest-free balance transfers
  • Set up Auto Debit instructions
  • Credit Shield with complimentary life cover
  • Other features include:
    • FlexiPay
    • Instalment Payment Plans
    • Balance Transfer Facility
    • Credit Card Loan

Travel & Lifestyle Benefits

  • Discounts on Hala taxi rides
  • 20% off on Talabat food and grocery deliveries
  • Unlimited complimentary lounge access at more than 10 airports globally
  • ‘Buy 1 Get 1’ offers free deals on fine dining, premium spas, and more across the Middle East and Africa
View Offers

ADCB 365 Islamic Cashback Covered Card

AED 8,000

Welcome Bonus & Basic Benefits

  • Get AED 365 as a welcome bonus upon spending AED 5,000 or more within the first 45 days of the card issuance
  • 0% profit payment plan on school fees
  • 0% profit payment plan for PayOrder facilities and balance transfers

Cashback Benefits

  • 1% cashback on retail purchases
  • 3% cashback on
    • Telecom
    • Fuel
    • Salik Payment
    • Utility Bill Payment
  • 5% cashback on groceries
  • 6% cashback on dining and online food orders

Lifestyle & Travel Benefits

  • 12% discounts on hotel accommodations with Visa Agoda
View Offers

Explore Exclusive Offers on ADCB Credit Cards

ADCB 365 Cashback Credit Card

AED 8,000

Welcome Bonus & Basic Benefits

  • Get AED 365 as a welcome bonus upon spending AED 5,000 or more within the first 45 days of the card issuance
  • 0% interest payment plan on school fees
  • 0% payment plan for credit card loans and balance transfers

Cashback Benefits

  • 1% cashback on retail purchases
  • 3% cashback on
    • Telecom
    • Fuel
    • Salik Payment
    • Utility Bill Payment
  • 5% cashback on groceries
  • 6% cashback on dining and online food orders

Lifestyle & Travel Benefits

  • ‘Buy 1 Get 1’ offer on VOX Cinemas movie tickets
  • 12% discounts on hotel accommodations with Visa Agoda
View Offers

ADCB LULU Platinum Credit Card

AED 15,000

Welcome Bonus & Basic Benefits

  • Earn LULU points worth AED 400 on spending a minimum of AED 3,000
  • 0% Interest Payment Plan on school fee payment

LULU Points

  • Up to 5 LULU points per AED 1 spent
  • Earn 0.2 LULU points upon paying for:
    • Fuel
    • Transport
    • Charity
    • Telecommunication
    • Real Estate
    • Government Services
    • Education
  • Earn 0.4 LULU points upon paying on:
    • Quick Service Restaurants
    • Insurance
    • Auto Dealer
    • Supermarkets

Travel and Lifestyle Benefits

  • Complimentary Mastercard lounge access at 20+ airports across the globe
  • Discounts on hotel and flight bookings with Cleartrip
  • Discounts on Hala taxi rides
  • 20% off on Talabat food and grocery deliveries
  • ‘Buy 1 Get 1’ offers free deals on fine dining, premium spas, and more across the Middle East and Africa
  • Farfetch shopping discounts
View Offers

Are You Eligible for an ADCB Bank Credit Card?

The general eligibility criteria for ADCB cards are mentioned below:

Eligibility Type Criteria
Age Minimum 21 Years
Salary Minimum AED 5,000
Employment Status Salaried or Self-Employed
Nationality UAE Expat or UAE National
Credit Score As per the bank’s decision

ADCB Credit Cards- List of Required Documents

Submit the given set of documents for card application verification:

For Salaried Individuals For Self-Employed Individuals
  • Emirates ID
  • Passport
  • Residence Visa (Applicable to Expatriates)
  • Income Proof- Salary Certificate/ Pay Slips
  • Latest 3-6 Months’ Personal Bank Statements
  • Emirates ID
  • Passport
  • Residence Visa (Applicable to Expatriates)
  • Trade Licence
  • Memorandum of Association (MoA)
  • Latest 3-6 Months’ Company Bank Statements

Note: The Bank may ask you to submit additional documents as per the requirement.

Apply for an ADCB Credit Card via Paisabazaar.ae

Paisabazaar.ae offers you the convenience of applying for ADCB credit cards with ease.

Want to know, how? Follow these simple steps:

STEP 1: Enter your personal details in the lead form.

STEP 2: Submit the form.

STEP 3: Locate ADCB cards on the quotes.

STEP 4: Compare and choose your preferred card.

STEP 5: Apply and await our response.

 Not only do you benefit from a seamless application process but:

✔️Have a plethora of card options across several banks to choose from

✔️Compare similar cards from different banks and choose the ideal one

✔️Get assistance from the experts’ team as and when required

✔️Fetch card-related info for free from our website’s ‘Articles’ section

ADCB Credit Cards- Fees and Charges

The major fees and charges of ADCB credit cards are as follows:

Type of Fee Charges
Cash Advance Fee 3% or AED 50 (Whichever is higher)
Retail Transactions 2.65% per month
Over Limit Charge AED 150
Card Replacement Fee AED 95
Duplicate Statement Fee AED 25
Temporary Credit Limit Increase Fee AED 50
Processing Fee for Non-AED Transactions 2.4%
Minimum Payment Due 5% or AED 100 (whichever is higher)

📚Frequently Asked Questions

Q1: Which ADCB card doesn’t have annual fees?

Ans: Some of the top ADCB cards with zero annual charges are:

  • Talabat Credit Card
  • LULU Titanium Credit Card
  • LULU Platinum Credit Card
Q2: How to activate an ADCB credit card?

Ans: Activate your ADCB credit card via internet and mobile banking. For offline processes, either call the bank authorities or directly visit your nearest bank branch.

Q3: I want to increase my ADCB card limit for a few months. Does the bank charge any additional fee for increasing the limit?

Ans: Yes, a fee of AED 50 is charged for temporarily increasing a card limit.

Q4: Which ADCB cards offer complimentary lounge access?

Ans: ​​​​​​​Several cards provide complimentary lounge access, such as:

  • ADCB LULU Platinum Credit Card
  • ADCB LULU Titanium Credit Card
  • Talabat ADCB Credit Card

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