ADCB Islamic Etihad Guest Signature Credit Card

The ADCB Islamic Etihad Guest Signature Credit Card is a unique Islamic credit card that offers a wide range of benefits and privileges to cater to the varying lifestyles of its card holders. The card is designed to suit varied spending patterns, making it suitable for one and all.

Let’s take a closer look at the salient rewards and features of this ADCB credit card in the UAE.

Welcome Bonus

• Complimentary for the initial year (offer available for a limited time until September 5th) 
  • Exclusive Welcome Offer valid until September 5, 2023: Get 75,000 promotional Miles for UAE Nationals and 60,000 promotional Miles for expatriates, subject to a minimum spending requirement of AED 50,000.
  • Accrue as many as 2 Etihad Guest Miles and 1 Etihad Guest Tier Mile for each USD spent. Additionally, enjoy up to 2 class upgrade vouchers.

Note: This offer is eligible for ADCB Islamic Etihad Guest Cards applied for between June 5th and September 5th, 2023, and subsequently issued by September 20th, 2023. It is open to customers who did not possess an ADCB Etihad Guest credit card or ADCB Islamic Etihad Guest Card before the start of this offer period.

• The Miles are redeemable for flights and upgrades within the Etihad Airways network and partner destinations.

Note: This bonus is not applicable for card upgrades or reissuances if it's credited before.

• Enjoy a monthly bonus of 2,000 Etihad Guest Miles when your monthly purchases reach or exceed USD 2,000.

This monthly reward is in addition to the regular Etihad Guest Miles you earn.

• With the ADCB Islamic Etihad Guest Signature Card, you earn Etihad Guest Miles on all your transactions. This way, you can make seamless transactions using the card and get additional benefits!
  • Domestic purchases: Up to 1.25 Etihad Guest Miles per US Dollar spent
  • International purchases: Up to 2 Etihad Guest Miles per US Dollar spent
  • Purchases with Etihad Airways: Earn 2 Etihad Guest Miles for every US Dollar spent

Travel Benefits

• The card provides the opportunity to fast-track the cardholder's tier status to the Etihad Guest Silver Tier. This can be achieved by accruing 18,000 Tier Miles through purchases within 6 months of getting the card issued or completing two round-trip flights on Etihad Airways within the same period.
• Cardholders can enjoy up to 2 free one-class upgrade vouchers, allowing them to upgrade their economy tickets to business class on any Etihad Airways flight with fewer miles.
• Unlimited access to more than 1,000 airport lounges worldwide is available to cardholders, which ensures a luxurious and comfortable travel experience.
• Comprehensive multi-trip travel insurance offers coverage for personal accidents, emergency medical expenses, hospital daily cash, repatriation and evacuation, trip cancellation or curtailment, delayed departure, delayed baggage, and loss of personal belongings.
• Enjoy access to Visa Luxury Hotel Collection benefits that include free daily breakfast, in-room Wi-Fi, room upgrades, food & beverage credit, and late check-out at over 900 luxury hotels and resorts globally.

Lifestyle Benefits

• Cardholders can enjoy free golf access throughout the year at select leading golf courses across the UAE such as The Track, Arabian Ranches Golf Club Dubai, and Meydan Golf Dubai by meeting a minimum spend requirement.
• The Global Concierge Facility provides personalised assistance with restaurant reservations, event planning, and luxury travel arrangements.

Other Benefits

• The Card Control feature allows cardholders to manage their card transactions, set spending limits, and control card usage through the official ADCB mobile application.
• Internet and Mobile Banking facilitate 24/7 management of card accounts including bill payments and credit limit utilisation.
• The PayOrder feature allows cash withdrawal against the available credit limit, with repayment options of up to 24 months.
• The Easy Instalment option allows cardholders to convert large purchases into a payment plan. Notably, this feature works on a 0% profit rate for up to 24 months.
• Balance Transfers offer flexibility in repaying balances through monthly instalments for up to 24 months.
• Various convenient payment options are available through ADCB Personal Internet Banking, Mobile Banking App, Cash Deposit Machines, Bank branches, and Auto-debit Instructions.
• The Purchase Protection feature covers new products purchased using the card against accidental damage or theft.
• Extended Warranty provides an additional warranty of up to 1 year on eligible purchases.
• Misuse Protection safeguards against unauthorised or fraudulent transactions.
• With the Credit Shield plan, the outstanding balance of the card can be covered for unforeseen events. Note that this option service is available for a nominal charge. 

Rewards and Offers

• Monthly Bonus Miles of 2,000 Etihad Guest Miles are awarded when monthly purchases equal or exceed USD 2,000.
• Tier Miles earned on eligible purchases help cardholders progress or maintain their Etihad Guest tier status.
• Exclusive 2-for-1 deals on entertainment, food, and travel discounts can be accessed through the Visa Offers MENA app.
• Lifestyle and dining discounts of up to 30% are available at 1,400+ restaurants in the UAE.

Latest ADCB Credit Card Offers

Fees and Charges

Here are the major fees and charges associated with this adcb credit card -

Fees and Charges	Amount (AED)
Cash Withdrawal Charges	105
Late Payment Fee	241.5
Card Replacement Fee	78.75
Duplicate Statement Fee	26.25
Returned Cheque Charge	157.5
Sale Voucher Copy Fee	26.25
International Currency Transaction Fee	2.99% of transaction
Credit Shield Charges (Takaful)	0.9345% of the outstanding balance

Please note that the above fees and charges are subject to change. Customers are advised to contact the bank for the most up-to-date information.

Wrapping Up

The ADCB Islamic Etihad Guest Signature Credit Card stands out as a prestigious and feature-rich credit card catering to the diverse requirements and preferences of its users. With a plethora of exclusive benefits, rewards, and lifestyle privileges, this Islamic card presents a rewarding and Sharia-compliant financial solution for interested individuals.