ADIB Credit Cards

Abu Dhabi Islamic Bank (ADIB) is one of the leading Islamic banks in the UAE. It is known for providing top-notch banking products and services to meet the unique needs of customers. The bank offers an array of credit cards packed with attractive features and benefits. From cashback to incredible discounts, all credit cards offered by this bank are tailored for people who love to spend across various categories. ...read more

ADIB Credit Card in UAE
ADIB Credit Card

Apply Credit Card & get Cashback and Rewards*

  • Compare from top banks
  • No annual fee
  • Benefits up to AED 2,000
next-icon

Best credit cards with 0 Annual fee*

Dubai
Abu Dhabi
Sharjah
Ras Al Khaimah
Filters
Salary range
5,000 AED50,000+ AED
Bank Name
Feature Type
Credit card Banner
Most Popular Credit Card in UAE

Cashback Back & Free Airport Lounge Access - Paisabazaar uae

Key Features of ADIB Credit Cards

Tabled below are the key features of ADIB credit cards in the UAE: 

Credit Cards Key Features and Benefits Apply

Exceed Visa Platinum Covered Card

Exceed Rewards

  • Spend up to AED 100 and get 0.5 exceed rewards within UAE
  • 1.5 exceed rewards on spending AED 100 (or equivalent) internationally
  • Spend AED 100 on specific merchants and earn 0.125 exceed reward 
  • Instantly redeem your rewards using the ADIB mobile app

Travel Benefits

  • Free roadside assistance in a year within the UAE
  • 2 free airport lounge access in a year 
View Offers

Exceed Visa Covered Card

Exceed Rewards

  • Get 0.5 exceed rewards on spending up to AED 100
  • 1.0 exceed rewards on foreign purchases of AED 100 (or equivalent)
  • Spend AED 100 and receive 0.125 exceed rewards on specific merchants
  • Redeem your rewards with the ADIB mobile app

Travel Benefits

  • Free roadside assistance in a year within the UAE
View Offers

Emirates Skywards Visa Infinite Card

Bonus and Basic Benefits 

  • Get up to 50,000 bonus Skywards Miles
  • Fast track to Emirates Skywards Gold tier membership
  • For every AED 3.68 spent, earn Skywards Miles
  • ​Enjoy ​home check-in service in Dubai
  • Play golf in Dubai and Abu Dhabi 
  • 24-hour concierge service 

Travel Benefits 

  • Four Dubai airport transfers in a year 
  • Airport lounge availability with Visa Airport Companion app (VAC)
  • Free 4 valet parking in a month 
  • Travel inconvenience cover- Up to USD 500 for baggage/trip delay, USD 3,000 for baggage loss/damage, and USD 7,500 for trip curtailment and cancellation
  • Travel medical cover- Up to USD 500,000 for travel accident and emergency medical evacuation/repatriation, up to USD 500,00 for medical expenses, and cash benefit of USD 100 per day in a hospital

Additional Benefits

  • Cash on-call facility 
  • Easy balance transfer 
  • Takaful cover for unforeseen events like permanent total disability, death, critical illness, and involuntary loss of employment (Optional)
  • Multiple ways to make a card payment
  • Bill payment facility through online and chat banking 
  • Easy access to e-statements 
  • SMS alerts for transactions and card information 
  • Hassle-free card control through the ADIB mobile banking app
View Offers

discount offers - Paisabazaar uae

Emirates Skywards Visa Signature Card

Bonus and Basic Benefits 

  • Get up to 25,000 bonus Skywards Miles
  • Enjoy Emirates Skywards silver tier membership
  • Up to AED 3.68 spending, earn Skywards Miles 
  • Availability of home check-in service 

Travel Benefits 

  • Enjoy unlimited global lounge access
  • 2 airport transfers yearly in the UAE
  • Access to multiple airport lounge 
  • Free valet parking, 2 times a month 

Additional Benefits 

  • Gold facility 
  • Travel inconvenience cover 
  • Travel medical coverage 
  • Availability of balance transfer facility 
  • Cash on call 
  • Takaful protection 
  • Quick and easy bill payment options via online and chat banking 
  • Multiple choices for card payment 
  • E-statement accessibility 
  • SMS alerts 
  • Anytime banking with the ADIB mobile banking app 
View Offers

Etihad Guest Visa Classic Card

Bonus and Basic Benefits 

  • 10,000 Etihad Guest Miles as a welcome bonus 
  • 1 Etihad Guest Miles on spend of AED 4 (maximum of 100,000 Miles monthly)

Travel Benefits 

  • Free roadside assistance 
  • Earn 1 Etihad Guest Mile and Tier Mile on every spend of AED 3 with Etihad Guest
  • Redeem Etihad Guest Miles for travel bookings

Additional Benefits 

  • Convenient ways to make card payments
  • Advanced card security with Chip & Pin technology 
View Offers

Etihad Guest Visa Platinum Card

Bonus and Basic Benefits 

  • Earn 50,000 Etihad Guest Miles as a welcome bonus
  • Get up to 3 Etihad Guest Miles for every AED 4 spent (maximum of 100,000 Miles/monthly)
  • Fast track to Etihad Guest Gold tier
  • Earn 1 Etihad Guest Mile and tier Mile for every AED 3 spent with the Etihad Guest app

Travel Benefits 

  • Free companion ticket voucher on AED 150,000 spent annually
  • Access to VIP airport lounge via lounge key
  • Free valet parking in the UAE
  • Free roadside assistance 

Additional Benefits 

  • Advanced card safety 
  • Multiple ways of card payment 
View Offers

Etihad Guest Visa Gold Card

Bonus and Basic Benefits 

  • Earn a welcome bonus of 35,000 Etihad Guest Miles
  • Earn up to 1.5 Etihad Guest Miles for every AED 4 spent
  • Enjoy Etihad Guest Silver Tier benefits 
  • With the Etihad Guest app earn 1 Tier Mile and Etihad Guest Mile on every spend of AED 3

Travel Benefits 

  • Free companion ticket 
  • Free airport lounge access
  • Free roadside assistance 

Additional Benefits 

  • Chip & Pin technology for advanced card security 
  • Numerous ways to make a card payment 
View Offers

Cashback Visa Covered Card

Cashback and Basic Benefits

  • 4% cashback on grocery, dining, utility bill payments, fuel, school fees, and more
  • Withdraw 100% cash of your finance limit 
  • 4 Supplementary cards for free
  • Up to 55 days of grace period to pay down your outstanding balance

Travel Benefits

  • Roadside assistance in a year 

Additional Benefits

  • Online and mobile banking facility 
  • 24x7 chat facility 
  • Accessibility of e-statements 
  • SMS alerts 
  • Numerous ways to make your card payment 
View Offers

Booking.com Visa Signature Card

Exceed Rewards 

  • 0.5 Exceed Rewards on spend of AED 100 within the UAE
  • 1.0 Exceed Rewards for every AED 100 spent internationally
  • 0.125 Exceed Reward for every AED 100 spent on regular payments 
  • 2.5 Exceed Rewards on airline spend of AED 100
  • Instant redemption of Exceed Rewards with ADIB mobile banking app 

Travel Benefits

  • Airport lounge access
  • Free valet parking across the UAE
  • 24-hour concierge service with personal travel assistance 
  • Medical and travel assistance 
  • Multi-trip travel cover, including medical cover, personal cover, and travel inconvenience cover​

Additional Benefits

  • Card protection, including reimbursement up to USD 2,500 per occurrence with a USD 4,000 annual aggregate limit 
  • Takaful protection (Optional)
  • Easy balance transfer 
  • Cash on-call facility 
  • Multiple ways to pay your card bill 
  • Convenient bill payment via mobile and chat banking 
  • SMS alerts 
  • Access E-statement 
  • 100% cash withdrawal limit 
View Offers

Smiles Visa Signature Card

Smile Points and Basic Benefits

  • Sign up and get 70,000 Smiles points
  • Use the Smiles app and enjoy ‘Buy 1 Get 1’ deal 
  • Complimentary 90-day subscription to Smiles unlimited
  • 10,000 Smiles points as a quarterly bonus, spend criteria of AED25,000 per quarter applied
  • Exclusive offers on shopping
  • Enjoy concierge service with personal travel assistance 

Travel Benefits

  • Airport lounge access
  • Redeem Smiles points on travel and hotel bookings 
  • Free valet parking 
  • Free roadside assistance 
  • Travel and medical assistance 
  • Multi-trip coverage 

Additional Benefits

  • Card protection with insurance benefit 
  • Easy balance transfer
  • Cash on-call facility 
  • Optional Takaful coverage 
  • Numerous ways to make a card payment 
  • Online and chat banking facility 
  • SMS alerts 
  • E-statement accessibility on mail 
View Offers

Smiles Visa Classic Card

Smile Points and Basic Benefits

  • 5,000 Smiles points upon sign-up
  • 10,000 Smiles points as a quarterly bonus subject to meeting the spending criteria of AED 25K quarterly
  • Avail of ‘Buy 1 Get 1’ deal and discounts on the Smiles app 

Travel Benefits

  • Redeem Smiles points on hotel and flight bookings

Additional Benefits

  • Takaful protection 
  • Balance transfer via call 
  • Accessibility of ADIB mobile and online banking facility 
  • Multiple ways of card payment
  • Receive E-statements via mail 
  • SMS alerts 
View Offers

Business Visa Gold Covered Card

  • Covered card limit up to AED 250,000
  • Advanced card safety with Chip&Pin and contactless technology
  • Unlimited supplementary cards
  • 60% cash withdrawal limit 
  • Online banking through ADIB Direct 
View Offers

Business Visa Platinum Covered Card

  • Covered card limit up to AED 10,000,000
  • Advanced Chip & Pin technology
  • 60% cash withdrawal limit
  • Unlimited supplementary cards
  • Secure online banking via ADIB Direct 
View Offers

ISIC Prepaid Card

  • First student payment card in the UAE
  • Global recognition in 130 countries 
  • Exclusive discounts on domestic and international shopping and dining
  • Convenience to load balances on your card from your ADIB account
  • Free balance deposit and withdrawal from more than 600 ADIB ATMs
  • Excellent card security with Chip&Pin and contactless technology
View Offers

Abu Dhabi Islamic Bank Credit Card- Necessary Documents 

Here is the list of required documents to apply for ADIB credit cards in the UAE: 

✅Passport

✅Emirates ID

✅Bank account statement (last 3 months)

✅Salary certificate (not more than 30 days old)​

✍️Note: 

  • All the documents must be valid
  • The bank may request additional documents. Ensure you are prepared.

How to Apply for a Credit Card in UAE? 

With Paisabazaar.ae, it’s quite easy to apply for a credit card in the UAE. Navigate the steps mentioned below: 

  • Visit the homepage of the website and click on ‘Credit Card’
  • Enter your details in the lead form and proceed
  • Now, look for the suitable cards on the quote page
  • Select the card or you can also compare the features and benefits of other cards from the top providers 
  • Click on the ‘Apply’ to complete the selection

It’s done! You will shortly receive a call from our team and get further assistance. 

What’s more at Paisabazaar.ae? 

💳Plenty of credit card options from top providers

🤓Assistance from the expert 

📲Instant support from the customer service team

🫰Insightful articles 

ADIB Credit Cards- Fees and Charges 

Here is the summary of the fees and charges related to the ADIB credit card: 

Fees Type Charges
ATM Cash Withdrawal Fee 3% of the withdrawal amount or a minimum AED 99
Card Replacement Fee AED 75
Liability/No Liability Certificate AED 50
Additional Statement Copy  AED 45

✍️Note: The fees and charges are subject to change. It's essential to check the latest details from the official website. 

Frequently Asked Questions 

Q1: Can I withdraw cash from my ADIB credit card? 

Ans: Yes, you can easily withdraw cash from your ADIB credit card. However, the bank charges a minimal service fee upon cash withdrawal.

Q2: What is the minimum salary for an ADIB credit card?

Ans: To apply for an ADIB credit card, you must have a minimum salary of at least AED 5,000. However, this can differ from one card to another.

Q3: Is it good to apply for an ADIB Bank credit card? 

Ans: Yes, with an ADIB credit card, you can enjoy several privileges, such as exclusive reward points, discounts, travel benefits, and much more.

Read More About Other Bank Credit Cards

More From Credit Cards

  • Recent Articles