Ajman Bank Credit Cards

Ajman Bank, founded in 2007, offers a diverse range of Sharia-compliant credit cards in the UAE. Tailored to various financial needs, these cards include BRight, Power, Roadmile cards, and more and come with exclusive perks related to travel and lifestyle.

Ajman Credit Card in UAE
Ajman Bank Credit Card

Apply Credit Card & get Cashback and Rewards*

  • Compare from top banks
  • No annual fee
  • Benefits up to AED 2,000
next-icon

Best credit cards with 0 Annual fee*

Dubai
Abu Dhabi
Sharjah
Ras Al Khaimah
Filters
Salary range
5,000 AED50,000+ AED
Bank Name
Feature Type
Credit card Banner
Most Popular Credit Card in UAE

On top of such incredible benefits, Ajman Bank credit cards come with security features that let you make safe transactions without any worries. With the Contactless feature, you can link your card with online payment apps and pay anywhere. 

Let’s dive into the categories of Ajman Bank cards and find out more about their key advantages.

What are the Features and Benefits of Ajman Bank Credit Cards?

Let’s explore the benefits of Ajman Bank credit cards as per their categories — 

Ajman Bank Mastercard

Credit Card Name Minimum Salary Required Features and Benefits Apply
ULTRACASH Card AED 10,000 Basic Benefits 💳
  • Welcome offer of up to AED 500 for UAE nationals
  • Welcome bonus of up to AED 300 for UAE expatriates
  • Balance Transfer facility with 0% profit rate for 3 or 6 months.
  • Easy cash access at low profit rates
  • 0% Instalment Payment Plan
  • Free supplementary cards for family members
Travel Benefits ✈️
  • Complimentary access to 25+ regional and international airport lounges across multiple countries
  • Discount of up to 30% on Cleartrip
  • 10% cashback on accommodation with Booking.com
  • 15% off at IHG Hotels and Resorts
  • 10% discount on car rentals with rentalcars.com
  • 20% discount with Avis car rentals
Lifestyle Benefits 🛍️
  • Earn exclusive cashback of —
    • 10% on fuel spending for the 1st year (for UAE nationals)
    • 5% on fuel spending post 1st year
    • 5% on school fees, supermarkets, and online shopping
  • 3 complimentary valet parking services at 35+ locations every month
View Offers

Ajman Bank BRight Cards

Credit Card Name Minimum Salary Requirement Features and Benefits Apply
BRight World Card N/A Basic Benefits💳
  • BRight Rewards Program —
    • Earn 2.5 BRight Rewards on each AED 10 spent
    • Redemption of BRight Rewards on 300,000+ hotel stays, 300+ airline ticket bookings, and vouchers
  • Balance Transfer available
  • Access to Easy Cash
  • 0% Instalment Payment Plan available
Travel Benefits✈️
  • Fly for free with 15,000 complimentary BRight Rewards
  • Up to 30% discount on Cleartrip bookings across the world
  • Complimentary airport lounge access
Lifestyle Benefits🛍️
  • Supplementary cards for family members
  • 4 valet parking services every month at 35+ locations
View Offers
BRight Platinum Card N/A Basic Benefits💳
  • BRight Rewards Program —
    • Earn 1.5 BRight Rewards on each AED 10 spent
    • Easily redeem BRight Rewards on 300,000+ hotel stays, 300+ airline ticket bookings, and vouchers
  • Balance Transfer facility available
  • Access to Easy Cash
  • 0% Instalment Payment Plan available
Travel Benefits✈️
  • Fly for free with 10,000 complimentary BRight Rewards
  • Up to 30% off on Cleartrip bookings across the world
  • Complimentary airport lounge access
Lifestyle Benefits🛍️
  • Supplementary cards for family members
  • Valet parking services (3 times/month) at 35+ locations
View Offers
BRight Titanium Card N/A Basic Benefits💳
  • BRight Rewards Program —
    • Earn 1 BRight Reward on each AED 10 spent
    • Redeem BRight Rewards on 300,000+ hotel stays, 300+ airline ticket bookings, and vouchers
  • Balance Transfer available
  • Access to Easy Cash
  • 0% Instalment Payment Plan available
Lifestyle Benefits🛍️
  • Supplementary cards for family members
  • Valet parking services (twice per month) at 35+ locations
View Offers

Ajman Power Cards

Credit Card Name Minimum Salary Requirement Features and Benefits Apply
Power World Card N/A Basic Benefits💳
  • Earn 0.5 Power points on each AED 10 spent
  • Redeem earned points on —
    • 300+ airlines
    • 300,000+ hotels
    • Electronic items and more
  • Withdraw up to 100% cash
  • Make retail purchases in equal monthly instalments for up to 6 months
  • PIN & CHIP security for secured retail purchases
  • Complimentary Credit Shield coverage for the first 60 days of the card issuance
  • 3D Secure online purchase transaction
  • Global card acceptance at 22 million+ locations
Travel Benefits✈️
  • Exclusive deals and offers with Priceless Arabia on —
    • Shopping
    • Dining
    • Sports
    • Travel
    • Entertainment
Lifestyle Benefits🛍️
  • Up to 4 complimentary supplementary cards
View Offers
Power Platinum Card N/A Basic Benefits💳
  • Earn 1 Power point on each AED 10 spent
  • Easily redeem earned points on —
    • 300+ airlines
    • 300,000+ hotels
    • Electronic items and more
  • Withdraw up to 100% of your card’s limit as cash
  • Make retail purchases in equal monthly instalments for up to 6 months
  • PIN & CHIP security for secured retail purchases
  • Complimentary Credit Shield coverage for the first 60 days of the card issuance
  • 3D Secure online purchase transaction
  • Global card acceptance at 22 million+ locations
Travel Benefits✈️
  • Exclusive deals and offers with Priceless Arabia on:
    • Shopping
    • Dining
    • Sports
    • Travel
    • Entertainment
Lifestyle Benefits🛍️
  • Up to 4 complimentary supplementary cards
View Offers
Power Gold Card N/A Basic Benefits💳
  • Earn 1 Power point on each AED 10 spent
  • Redeem earned points on —
    • 300+ airlines
    • 300,000+ hotels
    • Electronic items and more
  • Withdraw up to 100% cash
  • Make retail purchases in equal monthly instalments for up to 6 months
  • PIN & CHIP security for secured retail purchases
  • Complimentary Credit Shield coverage for the first 60 days of the card issuance
  • 3D Secure online purchase transaction
  • Global card acceptance at 22 million+ locations
Travel Benefits✈️
  • Exclusive deals and offers with Priceless Arabia on —
    • Shopping
    • Dining
    • Sports
    • Travel
    • Entertainment
Lifestyle Benefits🛍️
  • Up to 4 complimentary supplementary cards
View Offers

Ajman Roadmiles Cards

Credit Card Name Minimum Salary Requirement Features and Benefits Apply
Roadmiles Platinum AED 10,000
  • Earn 1 Mile on each AED 1 spent
  • Withdraw cash of up to 100% of your card limit
  • Up to 4 supplementary credit cards for family members
  • 3D Secure feature for online purchases
  • Make retail purchases in equal monthly instalments for up to 6 months
  • Free monthly e-statements directly sent to your registered email address
View Offers
Roadmiles Premium AED 10,000
  • Earn 1 Mile on each AED 1 spent
  • Redeem around 1.25% of your spends back
  • Make retail purchases in equal monthly instalments for up to 6 months
  • Free monthly e-statements directly sent to your registered email address
  • Withdraw cash of up to 100% of your card limit
  • Up to 4 supplementary credit cards for family members
  • 3D Secure feature for online purchases
View Offers
Roadmiles Classic AED 10,000
  • Earn 1 Mile on each AED 1 spent
  • Up to 4 supplementary cards for family members
  • 3D Secure feature for online purchases
  • Make retail purchases in equal monthly instalments for up to 6 months
  • Redeem around 1.25% of your spends back
  • Withdraw cash of up to 100% of your card limit
  • Free monthly e-statements directly sent to your registered email address
View Offers

Am I Eligible for Ajman Bank Credit Cards?

One of the major eligibility criteria for Ajman Bank credit cards is your monthly salary. You must have a salary of AED 10,000 or more to be eligible for these cards.

Keep in mind that other eligibility requirements also apply. To find out the criteria related to specific card(s), get in touch with the bank for more information. 

For any card-related queries, feel free to contact us —

📞Call: 800 728 4647

📥Email: communication@paisabazaar.ae

Which Documents are Needed for the Ajman Credit Card Application?

You must submit the following documents to complete your Ajman Bank credit card application —

For Salaried For Self-Employed
☑️Emirates ID
☑️Passport
☑️Residence Visa*
☑️Original Salary Certificate (applicable to non-listed companies)
☑️Latest One Month Pay Slip (applicable to listed companies)
☑️Emirates ID
☑️Passport
☑️Residence Visa*
☑️Trade Licence

*A residence visa is not required if your Emirates ID was issued after 11th April 2022

Apply for a Credit Card in UAE via Paisabazaar.ae

Paisabazaar.ae is the ultimate platform for all your banking and financial needs!

With us, you can find the best credit card in the UAE for yourself — in just a few clicks! 

Follow these steps — 

Step 1: Click on credit card page and fill lead form

Step 2: Enter the requested details in the form and submit it

Step 3: Locate or use filters to find a specific card

Step 4: Hit the ‘Apply Now’ button

Step 5: The screen will display ‘Successfully Applied’ 

Stated below are the top reasons to choose us —

  • We have multiple card options across several banks to choose from
  • Compare cards based on various factors and choose the ideal one
  • Get guidance from the experts’ team as and when required
  • Access card-related info for free from our website’s ‘Articles’ section 

Ajman Bank Credit Cards — Fees & Charges

The key fees and charges related to Ajman Bank credit cards are as follows —

For Roadmiles Cards and Power Cards

Type of Fees Charges
Late Payment Fees Force Donation AED 125
Card Replacement Fee AED 75
Cash Advance Fee Per Transaction (Up to AED 5,000) AED 150
Duplicate Statement AED 45 per month
Copy of Sales Voucher AED 65
Liability/ No Liability Letter AED 50

For ULTRACASH and BRight Cards

Type of Fee Charges
Late Payment Fees Force Donation AED 125
Card Replacement Fee AED 75
Cash Advance Fee Per Transaction (Up to AED 5,000) AED 150
Duplicate Statement AED 45 per month
Copy of Sales Voucher AED 65
Credit Shield 0.99% per month

Frequently Asked Questions

Q1: What types of credit cards does Ajman Bank offer?

Ans:Ajman Bank provides a variety of Shariah-compliant credit cards, including the ULTRACASH Mastercard Touch Card, BRight Credit Card, Roadmiles Credit Card, and Power Cards.

Q2: What are the key benefits of Ajman Bank credit cards?

Ans:Benefits vary by card but may include up to 10% cashback on select categories, earning reward points or miles on purchases, complimentary airport lounge access, valet parking services, 0% foreign transaction fees, and flexible payment plans.

Q3: What is the minimum salary requirement to apply for an Ajman Bank credit card?

Ans:You must have a minimum monthly salary of at least AED 10,000 to be eligible for most Ajman Bank credit cards. 

Q4: Is there an annual fee for Roadmiles Premium card?

Ans: Yes, the card’s annual fee is AED 250.

Q5: What are the charges for late payments on Ajman Bank credit cards?

Ans: A late payment fee of AED 125 is charged per instance of late payment. 

Q6: Can I withdraw cash using my Ajman Bank credit card?

Ans:Yes, cash advances are permitted up to 100% of the credit limit. 

Q7: Are supplementary cards available for Ajman Bank credit cards?

Ans:Yes, supplementary cards are available for the primary cardholder’s family members. 

Q8: Are Power supplementary cards free of cost?

Ans: The first two cards are free. From the 3rd card onwards, you must pay a fee of AED 50.

Q9: Is there any Ajman BRight card available with zero annual fees?

Ans: Yes, the BRight Titanium card is a free for life credit card.  

Read More About Other Bank Credit Cards

More From Credit Cards

  • Recent Articles