With the Sharia-compliant auto finance solutions of Abu Dhabi Islamic Bank (ADIB), you can easily get your dream car in the UAE. Established in 1997, the bank is known for its top-rated finance services that help you fulfil your personal requirements while honouring your faith.
Get Car loan at Lowest Interest Rate
With an ADIB car loan, you get unparalleled privileges such as high financing, competitive profit rates, flexible repayment terms, and much more.
Start a smooth car ownership journey by understanding the key aspects of ADIB auto finance.
ADIB car finance is designed for those looking to buy their dream car without any hassles. Open to both UAE nationals and expats, this loan has a seamless application process. Instead of paying a large amount upfront, you can easily get your car and repay affordable installments.
On top of such benefits, the bank provides benefits like minimal paperwork, quick approvals, and added perks like Motor Takaful (Islamic insurance).
Here are the key features of ADIB car loans in the UAE —
ADIB offers car finance at competitive profit rates, starting from 1.99%. This lets you save money on interest.
You can get up to AED 1 million as a finance amount with this product.
You can repay instalments across a tenure of up to 60 months.
With an ADIB car loan, you can also enjoy a deferment period of up to 210 days for your first instalment.
Easily protect your dream car with the Motor Takaful facility.
Without any additional charges, you can get one installment postponement per year.
Interestingly, ADIB can help you get the best car deal due to its partnerships with prominent auto dealers.
šQuick Tip: The longer you take to repay your loan, the more interest you pay to the bank. For repayments — keep it short and save more! |
With an ADIB motor loan, you can enjoy numerous benefits —
ā³ Flexible repayment options
š² Low ADIB car loan interest rate
šØ Quick processing
š”ļø High finance amount of up to AED 1 million (up to AED 500,000 for expats)
You need to meet the following eligibility criteria to get an ADIB car loan in the UAE —
Criteria | Specification |
---|---|
Minimum Age | 21 years old |
Maximum Age (at the end of the loan tenure) |
|
Minimum Salary | AED 5,000 |
Nationality | UAE nationals and expatriates |
Keep the following documents ready while applying for an ADIB car loan —
šNote: You may be required to submit additional documents as per the bank’s request.
Follow these simple steps to apply for an ADIB Bank car loan —
Yes, Abu Dhabi Islamic Bank (ADIB) offers auto loan facility to expatriates as well. However, the maximum finance amount and other aspects may vary as per nationality.
A one-time processing fee of 1% of the principal loan amount, up to a maximum of AED 2500, is charged by ADIB.
When you miss ADIB car loan installments, you can face consequences such as a drop in your credit score, penalty by the bank, confiscation of your vehicle, and more.
Yes, you can easily apply for an ADIB car loan online.