American Express credit cards are tailored to diverse lifestyles and spending habits. As a cardmember, you can earn Membership Rewards points on purchases, redeemable for travel, shopping, and dining benefits.
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With Amex cards, you earn points on spending and exclusive travel perks. On top of that, these cards also feature comprehensive insurance coverage and supplementary cards for family members.
Here is a list of American Express credit cards along with their features and benefits:
Amex Card Name | Minimum Salary Requirement | Features/ Perks | Apply |
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The American Express Gold Credit Card | AED 15,000 | Basic Benefits 💳
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The American Express Dubai Duty Free Card | AED 15,000 | Basic Benefits💳
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The American Express Card | AED 18,400 | Basic Benefits💳
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The American Express Platinum Credit Card | AED 21,250 | Basic Benefits💳
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The American Express Gold Card | AED 23,000 | Basic Benefits💳
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The American Express Platinum Card | AED 30,605 | Basic Benefits💳
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Know the general eligibility criteria for obtaining an American Express card in the UAE:
Eligibility Type | Criteria |
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Age | Minimum Age- 21 Years |
Salary | For Salaried (Minimum Salary- AED 15,000) For Self-Employed (Minimum Annual Income- AED 275,000) |
Citizenship | Citizenship- UAE Resident |
Looking for a platform that helps you choose your ideal card? Paisabazaar.ae has got you covered.
Follow these simple steps to complete the process:
STEP 1: Fill out the card lead form with the correct details.
STEP 2: Submit it and check out the cards listed on the quotes page.
STEP 3: Choose a bank card that meets your financial and lifestyle goals.
STEP 4: Hit the ‘Apply’ button and move ahead with the on-screen prompts.
Once you submit your application, our team will review it thoroughly. Following this, we will seamlessly get you connected with the bank officials.
Why Choose Us?
☑️Our tie-up with the well-established banks allows you to choose from a wide range of cards
☑️Compare different bank cards on the same platform and choose one
☑️Get relevant assistance from our customer support team
☑️Our website’s ‘Articles’ section gives you free access to credit card-related information
☑️Convenient and effortless application process
The common fees and charges of American Express credit cards are mentioned below:
Type of Fee | Charges |
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Transaction Fee on Cash Withdrawal | 3.15% or AED 105 (whichever is high) |
Cash Withdrawal Limit | 40% of the credit limit |
Minimum Payment | 5% or AED 35 (whichever is high) |
Overlimit Fee | AED 289.28 |
Late Payment Fee | AED 241.5 |
Fee for Dishonoured Cheque or Direct Debit | AED 105 |
Conversion Processing Fee for Non-Billing Currency Transactions | 3.087% |
Note: All the fees and charges are inclusive of VAT.
Ans: The annual membership fee of the Amex card is AED 414.75, including VAT.
Ans: You must have a minimum salary of AED 30,605.
Ans: Yes, if you spend an amount of AED 10,000 or more within the first 3 months of the card issuance, the annual fee will be credited back to your account.
Ans: All American Express credit cards offer you complimentary lounge access across the globe.
Ans: Amex charges a late payment fee of AED 241.5, inclusive of VAT.