American Express Credit Cards

American Express credit cards are tailored to diverse lifestyles and spending habits. As a cardmember, you can earn Membership Rewards points on purchases, redeemable for travel, shopping, and dining benefits.

American Express Credit Card in UAE
American Express Credit Card

Apply Credit Card & get Cashback and Rewards*

  • Compare from top banks
  • No annual fee
  • Benefits up to AED 2,000
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Cashback Back & Free Airport Lounge Access - Paisabazaar uae

With Amex cards, you earn points on spending and exclusive travel perks. On top of that, these cards also feature comprehensive insurance coverage and supplementary cards for family members.

American Express Credit Cards- Key Features

Here is a list of American Express credit cards along with their features and benefits:

Amex Card Name Minimum Salary Requirement Features/ Perks Apply
The American Express Gold Credit Card AED 15,000 Basic Benefits 💳
  • Guaranteed fraud protection with comprehensive insurance
  • Virtual card perks:
    • Instant issuance
    • Set up a spending limit
    • Pay via digital wallets
  • Up to 9 complimentary supplementary credit cards
  • Easy digital account management
  Travel Benefits ✈️
  • Up to 5 complimentary visits to airport lounge access worldwide
  • Travel Accident Insurance coverage of up to AED 350,000
 Lifestyle Benefits 🛍️
  • Comprehensive Retail Insurance coverage of up to AED 3,000
  • Earn 1 point for each AED 4 spent
  • Redeem earned points on:
    • 14 Airlines
    • 3 Hotels Partners
    • Fashion Brands
    • Electronic Brands, and more
View Offers
The American Express Dubai Duty Free Card AED 15,000 Basic Benefits💳
  • Save 10% on Dubai Duty Free transactions
  • A chance to enter the Millennium Millionaire raffle on each AED 1,000 spent
  • Guaranteed fraud protection with comprehensive insurance
  • Virtual card perks:
    • Instant issuance
    • Set up a spending limit
    • Pay via digital wallets
  • Up to 9 complimentary supplementary credit cards
  • Easy digital account management
Lifestyle Benefits🛍️
  • Comprehensive Retail Insurance coverage of up to AED 1,500
View Offers
The American Express Card AED 18,400 Basic Benefits💳
  • Guaranteed fraud protection with comprehensive insurance
  • Virtual card perks:
    • Instant issuance
    • Set up a spending limit
    • Pay via digital wallets
  • Up to 9 complimentary supplementary credit cards
  • Easy digital account management
Travel Benefits ✈️
  • Travel Accident insurance coverage of up to US $ 100,000
  • No pre-set spending limit
Lifestyle Benefits🛍️
  • Earn 1 point for each US $ 1 spent
  • Redeem earned points on:
    • 14 Airlines
    • 3 Hotels Partners
    • Fashion Brands
    • Electronic Brands, and more
  • Comprehensive Retail Protection insurance coverage of up to US $ 1,000
View Offers

discount offers - Paisabazaar uae

The American Express Platinum Credit Card AED 21,250 Basic Benefits💳
  • Guaranteed fraud protection with comprehensive insurance
  • Virtual card perks:
    • Instant issuance
    • Set up a spending limit
    • Pay via digital wallets
  • Up to 9 complimentary supplementary credit cards
  • Easy digital account management
Travel Benefits✈️
  • Up to 12 complimentary airport lounge visits yearly for primary cardholders worldwide
  • Up to 8 complimentary airport lounge visits yearly for supplementary cardholders worldwide
  • Complimentary Travel Insurance coverage of up to AED 1,800,000
  • 24/7 Global Assist
Lifestyle Benefits🛍️
  • Earn 2 points on each AED 4 spent
  • Redeem earned points on:
    • 14 Airlines
    • 1000s of Hotels  
    • Fashion Brands
    • Electronic Brands, and more
  • 10% cashback every month and up to AED 600 annually on dining across the globe
  • Up to AED 900 back annually on online and in-store grocery purchases
  • Retail Protection Insurance of up to AED 4,500 per insured occurrence
  • Retail Protection Insurance of up to AED 180,000 yearly
View Offers
The American Express Gold Card AED 23,000 Basic Benefits💳
  • Guaranteed fraud protection with comprehensive insurance
  • Virtual card perks:
    • Instant issuance
    • Set up a spending limit
    • Pay via digital wallets
  • Up to 9 complimentary supplementary credit cards
  • Easy digital account management
  • No pre-set spending limit
Travel Benefits✈️
  • Up to 8 complimentary airport lounge visits globally for supplementary cardholders
  • Complimentary Travel Accident Insurance coverage of up to USD 350,000
  • 24/7 Global Assist
 Lifestyle Benefits🛍️
  • Earn 1 point for each US $ 1 spent
  • Redeem earned points on:
    • 14 Airlines
    • 3 Hotels Partners
    • Fashion Brands
    • Electronic Brands, and more
  • Comprehensive Retail Insurance coverage of up to US $ 1,500
View Offers
The American Express Platinum Card AED 30,605 Basic Benefits💳
  • Spend AED 37,000 USD 10,000 within the first 3 months of the card membership and receive a welcome bonus of AED 900 or USD 250
  • Guaranteed fraud protection with comprehensive insurance
  • Virtual card perks:
    • Instant issuance
    • Set up a spending limit
    • Pay via digital wallets
  • Up to 5 complimentary supplementary credit cards
  • Easy digital account management
Travel Benefits✈️
  • Receive an annual travel credit of AED 1,100
  • Complimentary global access for primary cardholders and supplementary cardholders at 1,400+ airport lounges
  • Complimentary enrolment to hotels' loyalty programmes
Lifestyle Benefits🛍️
  • Earn 1 point for every AED 4 spent
  • Redeem earned points on:
    • 14 Airlines
    • Hotels Partners
    • Fashion Brands
    • Electronic Brands, and more
  • Exclusive ‘Platinum Experiences’ on wellness, entertainment, dining, and shopping
View Offers

Am I Eligible for an American Express Card?

Know the general eligibility criteria for obtaining an American Express card in the UAE:

Eligibility Type Criteria
Age  Minimum Age- 21 Years
Salary  For Salaried (Minimum Salary- AED 15,000)
For Self-Employed (Minimum Annual Income- AED 275,000)
Citizenship Citizenship- UAE Resident

Instantly Apply for a Card with Paisabazaar.ae

Looking for a platform that helps you choose your ideal card? Paisabazaar.ae has got you covered.

Follow these simple steps to complete the process:

STEP 1: Fill out the card lead form with the correct details.

STEP 2: Submit it and check out the cards listed on the quotes page.

STEP 3: Choose a bank card that meets your financial and lifestyle goals.

STEP 4: Hit the ‘Apply’ button and move ahead with the on-screen prompts.

Once you submit your application, our team will review it thoroughly. Following this, we will seamlessly get you connected with the bank officials.

Why Choose Us?

Know the top reasons why you must choose us:

☑️Our tie-up with the well-established banks allows you to choose from a wide range of cards

☑️Compare different bank cards on the same platform and choose one

☑️Get relevant assistance from our customer support team

☑️Our website’s ‘Articles’ section gives you free access to credit card-related information

☑️Convenient and effortless application process

American Express Credit Cards- Scheduled Fees and Charges

The common fees and charges of American Express credit cards are mentioned below:

Type of Fee Charges
Transaction Fee on Cash Withdrawal 3.15% or AED 105 (whichever is high)
Cash Withdrawal Limit 40% of the credit limit
Minimum Payment 5% or AED 35 (whichever is high)
Overlimit Fee AED 289.28
Late Payment Fee AED 241.5
Fee for Dishonoured Cheque or Direct Debit AED 105
Conversion Processing Fee for Non-Billing Currency Transactions 3.087%

Note: All the fees and charges are inclusive of VAT.

Frequently Asked Questions

Q1: I want to apply for the Amex Gold credit card. How much is the card's annual fee?

Ans: The annual membership fee of the Amex card is AED 414.75, including VAT.

Q2: How much salary is required to apply for the American Express Platinum card?

Ans: You must have a minimum salary of AED 30,605.

Q3: Is it possible to waive the Amex Platinum credit card’s first annual fee?

Ans: Yes, if you spend an amount of AED 10,000 or more within the first 3 months of the card issuance, the annual fee will be credited back to your account.

Q4: Which Amex cards provide free access to airport lounges?

Ans: All American Express credit cards offer you complimentary lounge access across the globe.

Q5: How much is the late payment fee applicable to American Express cards?

Ans: Amex charges a late payment fee of AED 241.5, inclusive of VAT.

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