Commercial Bank International (CBI) Free for Life Credit Cards

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Most Popular Credit Card in UAE

Do you usually end up spending more than your salary? Do you often borrow money from a friend or a family member or an acquaintance? If the answer to either of the question is yes, you should consider buying a credit card. A credit card is a good way of receiving extra money every month with an interest-free period of up to 55 days, which means that you can spend the money now and repay the borrowed amount later. If you are considering purchasing a credit card, you should consider purchasing CBI credit cards.

Why use a credit card when I can borrow money from acquaintances, friends, or relatives?

While borrowing money from friends and family is easier and sometimes a cheaper option, it comes with several disadvantages. For instance, your friend might constantly nag you for returning the money, and you can’t blame him for doing so. A relative might constantly ask you to return the money. And sometimes, this process of borrowing and returning money turns bitter or a matter of gratitude and thanklessness. Purchasing a CBI credit card ensures that once you have paid your debt, you are no longer ‘in debt’. Besides, it makes you self-dependent.

What are free for life credit cards?

When you purchase a credit card from any bank or financial institution, your credit card provider charges you a certain annual charge for the credit card and services. Many people hesitate in buying a credit card since they do not want to pay for receiving or using a credit card. If you are worried that using a credit card is going to cost you, think again! CBI offers CBI free for life credit cards which means that neither the bank will charge you any joining fee nor you will require paying an annual credit card fee. What’s more? These CBI free for life credit cards not only provide you with loans but also offer you amazing credit offers at no annual fee.

Best CBI Free For Life Credit Cards in UAE

You mean besides the benefits it already offers, right? Here are some of the CBI free for life credit cards with their benefits:

CBI First Credit Card

With CBI First Credit Card, you will receive numerous benefits on spends throughout the year without paying an annual fee.

CBI First Credit Card
Free for Life
  • Minimum Salary AED 40,000
  • Annual Fee AED 0
  • Free for Life
  • Airport Lounge Access
  • Movie Discounts
  • Dining Discounts
Reward Value: AED 7,213

Features of CBI First Credit Card:

  • No annual fee ever
  • Low-interest rates
  • Higher credit limits
  • Free medical and travel insurance

Benefits of CBI First Credit Card:

  • Discounts on hotels and dining
  • Discount at shopping with selected partners
  • Travel discount on airlines, car rentals, and other transport
  • Earn CBI reward points which can be redeemed for free flights, rental cars, hotel stays, online shopping, cash vouchers, utility bill payments or cash advancement on the credit card.
  • Free access to over 650 airport lounges with LoungeKey.
  • Free movie ticket at any cinema on any day in the UAE.
  • Lifestyle and spa discounts
  • Hertz Gold Plus five star membership

CBI Rewards Platinum Credit Card

CBI Rewards Platinum Credit Card is one of the CBI no annual fee credit cards which not only saves your money but also offers you some exciting offers.

CBI Rewards Platinum Credit Card
Free for Life
  • Minimum Salary AED 15,000
  • Annual Fee AED 0
  • Free for Life
  • Airport Lounge Access
  • Movie Discounts
  • Dining Discounts
Reward Value: AED 4,314

Features of CBI Rewards Platinum Credit Card:

  • Credit shield
  • Free SMS alerts on all your credit card transactions
  • Free supplementary cards for family members

Benefits of CBI Rewards Platinum Credit Card:

  • CBI Rewards Loyalty Program that offers the following benefits on redemption:
  • Any airline flight on any date or day
  • Cashback return directly to the card
  • Hotel stays worldwide without blackout days
  • Online shopping discounts on electronics and designer goods with leading brands
  • 100% cashback on movie tickets
  • Complimentary airport lounge access
  • Priceless Specials that offer benefits on dining, hotels and fitness

CBI MasterCard Titanium Credit Card

CBI MasterCard Titanium is another CBI free for life credit card that comes with some crucial financial solutions and useful benefits that will reduce your expenses.

CBI MasterCard Titanium Credit Card
Free for Life
  • Minimum Salary AED 15,000
  • Annual Fee AED 0
  • Free for Life
  • Airport Lounge Access
  • Movie Discounts
  • Dining Discounts
Reward Value: AED 2,394

Features of CBI MasterCard Titanium

  • No Annual Fee
  • Lower interest rates on purchase and cash advancements
  • 0% easy payment plan at selected partner outlets
  • Cash transfer loans at 1% per month with the processing fee of 1% and repayment period up to 3 years

Benefits of CBI MasterCard Titanium

  • Complimentary access to 10 airport lounges
  • Free movie ticket at any cinema on any day in the UAE
  • Priceless Specials that offer discounts and cashback on hotels, dining and fitness

Fee & Charges on these CBI free for life credit cards

 

CBI First Credit Card

CBI Rewards Platinum Credit Card

CBI MasterCard Titanium

Supplementary Card (first 3 cards free)

AED 105

AED 26.25 

AED 26.25

Interest on Retail Transactions per month

2.99%

3.45%

3.45%

Cash Transactions

2.99%

3.75%

3.75%

Balance Transfer

0% for 3 months

Balance transfer EMI based

0.99% up to 36 months

Cash Advance Limit

50%

Cash Advance Fee

3.15% min AED 105

Late Payment Fee

AED 230.00

Card Replacement/Reissuance Fee

AED 78.75

Duplicate Statement Fee

AED 47.25

Conclusion

CBI free for life credit cards will save you money on spending while offering you attractive benefits on lifestyle, shopping, fitness, dining, and hotels. If you are looking for CBI credit cards with no annual fee, the above cards are the best option for you. To apply for CBI free for life credit cards, you can visit the CBI bank’s website and apply for the card after filling the e-form. Alternatively, you can apply for CBI credit cards from our website as well. Visit our credit card page and apply for a CBI credit card in less than a minute.

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