Credit cards with travel insurance in the UAE present a great option for travellers — peace of mind + seamless transactions and benefits during your trip. Such cards include complimentary travel insurance, which covers emergencies like medical expenses, trip cancellations, baggage loss, flight delays, and so forth.
Additionally, these cards, known as travel protection credit cards, provide perks such as lounge access, discounts on bookings, reward points, and more. This helps you save on travel expenses and enjoy a range of rewards while also ensuring you are protected against unforeseen situations.
Top Credit Cards with Travel Insurance
Given below is a list of credit cards and travel insurance services offered by them in the UAE —
Credit Card Name
Minimum Monthly Salary Required
Features and Benefits
Apply
Citibank Citi Cashback Card
AED 8,000
Travel Accident & Medical Insurance for lost luggage, emergency medical conditions, and lost luggage
No annual membership fee for the first year
Unlimited access to 1,100+ airport lounges for primary and supplementary cardholders
Airport transfer facility available
Discount on Talabat grocery and food deliveries
Cashback on multiple categories
Cashback with Booking.com
View Offers
Citibank Citi Rewards Card
AED 8,000
Travel Accident & Medical Insurance for lost luggage, emergency medical conditions, and delayed flights
The card is free for the first year
Cashback with Booking.com
Earn up to 1.5 ThankYou Points/USD spent
Unlimited complimentary access to 1,100+ airport lounges across the globe
Facilities like airport transfers, Talabat discounts, and Purchase Protection Cover available
View Offers
Liv. Cashback Plus Credit Card
AED 10,000
Cover of up to USD 500,000 with travel medical insurance
Complimentary airport transfers
Tax-free international shopping with Global Blue VIP Services
Enjoy Instant Loan on Card
Reel Cinemas ticket offers
Exclusive discounts on Carrefour, Talabat Food and Groceries, Booking.com, Musafir.com, Cleartrip, FarFetch, and more
‘Buy 1 Get 1’ offers on food and drinks, travel, leisure, and more
0% Instalment Plan at multiple merchants
View Offers
HSBC Max Rewards Card
AED 10,000
Travel insurance (provided by Visa) available
The card is free for the first year
Up to AED 800 cashback:
AED 600 upon spending 6k within 60 days of the card issuance
AED 100 on the first mobile wallet transaction
AED 100 when you apply for and use a supplementary card
‘Buy 1 Get 1’ Reel, Vox, and Roxy movie tickets every month
Complimentary access to 1,000+ airport lounges worldwide — up to 12 times per year
Fitness First access at just AED 1 per visit
Earn up to 1 Air Mile for AED 1
Other benefits include Cash Instalment Plan, Balance Transfer, Flexi Instalment Plan, Careem+ free subscription, and more
View Offers
HSBC Cashback Credit Card
AED 10,000
Get travel insurance offered by Visa
The card is free for the first year
Up to AED 800 cashback:
AED 600 upon spending 6k within 60 days of the card issuance
AED 100 on the first mobile wallet transaction
AED 100 upon applying for and using a supplementary card
‘Buy 1 Get 1’ Vox and Roxy movie tickets every month
12 complimentary access to 1,000+ airport lounges globally
Exclusive cashback on fuel, education, supermarket spending, and more
Other benefits include Careem+ subscription, Balance Transfer, Cash Instalment Plan, Flexi Instalment Plan, and Amazon offers
View Offers
Citibank Citi Premier Card
AED 15,000
Get Travel Accident & Medical Insurance for emergency medical conditions, lost luggage, and delayed flights
Up to AED 350 cashback as a welcome bonus
Up to 3 ThankYou points per USD spent
Unlimited complimentary access to over 1,100 airport lounges across the globe
Airport transfers available
Discount on Talabat food and grocery delivery
Free golf rounds
Facilities like discounts at Booking.com and Purchase Protection Cover
Marhaba Bronze Meet & Greet service (once a year)
View Offers
HSBC Cash+ Card
AED 30,000
Travel insurance (offered by Visa)
The card is free for the first year
Up to AED 800 cashback:
AED 600 upon spending 6k within 60 days of the card issuance
AED 100 on the first mobile wallet transaction
AED 100 when you apply for and use a supplementary card
‘Buy 1 Get 1’ Vox, Roxy, and Reel movie tickets monthly
1% daily cashback on each spending
Unlimited complimentary airport lounge access for cardholders and a guest
Other benefits include Careem+ subscription, Balance Transfer, Cash Instalment Plan, Flexi Instalment Plan, and Amazon offers
View Offers
Citibank Citi Prestige Card
AED 30,000
Travel Accident & Medical Insurance for delayed flights, emergency medical conditions, and lost luggage
AED 600 cashback as a welcome bonus
Earn ThankYou points for each USD spent
Get 4th night free at any hotel across the globe without any limits
Free unlimited lounge access at more than 1,100 airports globally
2 valet parking services each month at select Valtrans locations
4 Vox and 2 Reel Cinemas ‘Buy 1 Get 1’ offers every month
Marhaba Silver Meet & Greet facility twice a year
Discounts on Talabat food and grocery delivery once a month
Free golf course access, discounts on Booking.com, Online Purchases Cover, and Purchase Protection Cover
View Offers
Credit Cards with Trip Insurance — Eligibility Criteria
The general eligibility criteria for getting credit cards with trip insurance are —
Criteria
Requirements
Minimum Age
21 Years
Minimum Salary
AED 5,000
Nationality
UAE national or expat
Employment Status
Salaried or self-employed
Credit Score
As per the bank
Credit Cards with Flight Insurance — Documents Checklist
To apply for a credit card with travel insurance, you may need a few common documents listed below —
For Salaried Employees
For Self-Employed Individuals
Emirates ID (original + a copy)
Passport (original + a copy)
Original and copy of residence visa (for expatriates)
Salary certificates/ pay slips (whichever is applicable)
Latest 3-6 months’ personal bank statements
Emirates ID (original + a copy)
Passport (original + a copy)
Original and copy of residence visa (for expats)
Trade licence
Memorandum of Association
Latest 3-6 months’ company bank statement
Note
All the documents must be valid.
Keep the originals and copies of each document.
Additional documents may be required at the bank’s discretion.
Apply for a Travel Protection Credit Card via Policybazaar.ae
On Policybazaar.ae, getting the best credit cards with trip insurance is just a matter of a few clicks and steps —
STEP 1 : Click here to view the lead form.
STEP 2 : Complete the form and submit it.
STEP 3 : Use filters to view credit cards with travel insurance.
STEP 4 : Compare the cards and select the best one.
STEP 5 : Fill out the application form and submit it.
We will review your application as well as the submitted documents. Once done, one of our officials will contact you regarding the next steps.
For any further queries, reach out to us via call or email here.
Why Choose Policybazaar UAE?
Stated below are the top reasons to apply for a credit card through our digital platform —
We have partnered with top-notch banks across the UAE
We have a wide range of cards listed on our quotes across multiple categories
Our customer support team offers round-the-clock service to assist you with all your queries
The card application process is swift and hassle-free