Dubai Islamic Bank Consumer Reward Card Features & Benefits

Founded in the year 1975, Dubai Islamic Bank (DIB) has an experience of 40+ years in catering to UAE residents through its wide range of credit cards. Being the largest Islamic banking organization across the UAE, the bank offers a Shariah compliant range of credit cards.

Among all the cards offered by the bank, the Dubai Islamic Bank Consumer Reward Card is one of the best ones. This card does not charge an annual membership fee and allows its customers to earn cash back on their daily purchases. In simple words, this DIB credit card helps you to make the most of your everyday spending.                                                     

Key Highlights of the Dubai Islamic Bank Consumer Reward Card

• No minimum spend is required to avail of cash back.
• Zero annual membership fee.
• A maximum of 3 percent cash back.
• A minimum monthly salary of 5,000 dirhams is required to be eligible for this card.

Some Basic Dubai Islamic Bank Consumer Reward Card Features 

Given below are the key features of the Consumer Reward Card offered by the Dubai Islamic Bank:

Instant Savings

When you spend using the Dubai Islamic Bank Consumer Reward Card, you can avail cash back on your all transactions. With no minimum saving limit, you can use this DIB credit card at participating merchants & start saving significantly to increase your monthly savings.  

No Minimum Spend

There is no minimum spending required to earn cash back with this Dubai Islamic Bank Credit Card. You can simply use it at any of the participating merchant categories & enjoy attractive cash back instantly.

Plenty of Cash back Opportunities

The Dubai Islamic Bank Consumer Reward Card offers you a great chance to earn cash back on your everyday spend. From supermarket & hypermarket purchases, fuel, bills, and more, this card provides you plenty of opportunities to increase your savings.

No Annual Fee

This DIB credit card charges zero annual membership fee thus you don’t need to pay any annual charges.

Few Dubai Islamic Bank Consumer Reward Card Benefits

The Dubai Islamic Bank Consumer Reward Card offers exclusive benefits that make it one of the best credit cards in the UAE. Following are the key benefits:

Guaranteed Cash back

Whether you are at your home paying bills or you are out shopping for groceries at supermarket or hypermarket or even refueling your vehicle, you can earn cash back with this card. It lets you earn guaranteed cash back of a maximum of 3 percent on your everyday spending.

Below specified is the cash back earning rates for the Dubai Islamic Bank Consumer Reward Card:

Categories of Merchant	Consumer Reward Card
	Cash Back (in percent)	Maximum Monthly Cash Back (in Dirhams)
Hypermarket & Supermarket Spends	3	300
Fuel Spends	3	100
Salik & NoI Recharges	3	25
Utility Bills	3	100
Automobile Servicing	3	300
Du & Etisalat Bill Payments	3	100

Roadside Assistance

The Dubai Islamic Bank Consumer Reward Card offers you a maximum of 3 free roadside assistance services in one year. Moreover, you can enjoy this service by paying one time upgraded fee as required by the Dubai Islamic Bank.

Final Words

Brought to you jointly with the Department of Economic Development & DIB, this Dubai Islamic Bank Consumer Reward Card allows you to bulk of savings every time you this card for a variety of daily spending all over the UAE. From supermarkets & hypermarkets, fuel, bills, your opportunities of earning cash back are very huge that make this card an ideal one for all types of spenders.