Emirates NBD Credit Card Payment Installment Plan

What is the 0 Installment Plan of Emirates NBD?

The 0% installment plan of emirates nbd credit cards offers a convenient way to manage expenses while staying financially flexible. This plan allows you to convert large purchases into easy, interest-free monthly installments over a specified period. So whether you are shopping for electronics, home appliances, or travel expenses, this banking service ensures affordability without bringing extra costs.

The 0 installment plan of Emirates NBD has a seamless application process and is available across multiple payment tenures. It is also available with a wide range of partner merchants across the UAE, making it a preferable choice for everyday and luxury purchases. 

All in all, this plan lets you control your cash flow while enjoying premium benefits and rewards associated with your credit card.

Eligibility for NBD Installment Plan

If you make a purchase with any of the bank’s participating merchants, you are eligible for the NBD 0 installment plan.

Check out the list of merchants here! 

How to Make NBD 0 Installment Plan Request?

Click on this link: https://www.emiratesnbd.com/en/self-service/installment-payment-plan-request to initiate your request.

Before you start, keep these points in mind —

• Keep your credit card number and transaction SMS handy
• Upon submitting, the bank will send you an SMS mentioning the “Request” details on your registered mobile number
• Emirates NBD will get in touch with you within 2-3 business days to notify you regarding the applicable interest rate

Emirates NBD Credit Cards’ 0 Installment Plan — Request Follow-Up

Simply call +971600540000 and follow the on-call instructions. On the prompt, say “follow up on my request” to know the status. 

What is the NBD Credit Card Installment Plan Processing Fee?

Zero processing fee is applicable on a regular installment payment plan. However, a nominal interest rate is charged based on your card utilisation and history.

In the case of the NBD 0 installment plan, you could be charged a one-time processing fee of AED 51.45 per transaction (VAT included).

How Can I Cancel My Emirates NBD Credit Card Payment Installment Plan?

You can easily cancel your credit card installment plan of Emirates NBD via internet banking or mobile banking.

However, make sure to settle the remaining principal outstanding amount. This is because a foreclosure fee of 1% of the principal outstanding amount (1.05% including VAT) will be charged.