Best Credit Cards in UAE 2025 – Compare Top Cashback, Rewards & Travel Cards

Best Credit Cards in UAE – 2025

Credit Card	Best For	Annual Fee	Salary Requirement	Key Benefits	Apply
ADCB Lulu Platinum Credit Card	Cashback UAE	AED 0	AED 5,000	5% Lulu cashback, fuel cashback, dining offers	Apply Now
Emirates NBD Go4it Gold Card	Dubai Metro Users	AED 0	AED 5,000	NOL top-up, cashback, dining offers	Apply Now
Emirates Islamic RTA Credit Card	Fuel & transport saving	No annual fee	AED 5,000	Cashback, Nol Card, RTA Transport Payments, Fuel Spends	Apply Now
FAB Infinite Travel Card	Travel & Lounge	AED 1,500	AED 15,000	Lounge access, miles, airport perks	Apply Now
Liv. Cashback Plus Credit Card	Cashback & Skywards Miles	AED 700	AED 12,000	Flight bookings, Airport Lounge Access	Apply Now

Top 5 Best Credit Cards in UAE 2025

Here are the top cards ranked by benefits, popularity & overall value.

1. ADCB Lulu Platinum Credit Card

Best Overall Credit Card in UAE 2025

Why we recommend it: One of the most rewarding cashback cards for daily expenses in Dubai and UAE. Zero annual fee makes it a great beginner-friendly option.

Key Benefits

• Earn 5% cashback in Al-Futtaim FAB Rewards for every AED 1 spent
• Up to 5 Lulu points per AED 1 purchase

2. Emirates NBD Go4it Gold Card

⭐ Best Credit Card in Dubai (Metro + RTA Users)

Why we recommend it: Perfect for UAE residents who rely on Dubai Metro and public transport.

Key Benefits

• Integrated NOL card
• Cashback on RTA payments
• Dining & entertainment discounts
• Free purchase protection

3. Emirates Islamic RTA Credit Card

⭐ Best Credit Card in Fuel & transport savings in Dubai

Why we recommend it: Ideal for daily commuters and regular fuel spenders.

Key Benefits

• 10% cashback on fuel, RTA payments, and taxis
• Free roadside assistance
• Nol auto-top-up support

4. FAB Infinite Travel Card

⭐ Best Travel Credit Card in UAE

Why we recommend it: Perfect for frequent flyers from Dubai, Abu Dhabi & Sharjah.

Key Benefits

• Free international lounge access
• Air miles rewards
• Travel insurance
• Airport dining & hotel offers

5. Liv. Cashback Plus Credit Card

⭐ Cashback on daily expenses

Why we recommend it: Perfect for users wanting simple, unlimited cashback.

Key Benefits

• Up to 5% cashback on grocery and fuel
• No minimum spend requirement
• Offers on travel, dining, and entertainment

Best Cashback Credit Cards in UAE

Card	Annual Fee	Cashback Rate	Salary Requirement	Best For	Apply
ADCB Lulu Platinum	AED 0	Up to 5%	AED 5,000	Daily expenses	Apply Now
Emirates Islamic RTA Credit Card	No annual fee	Up to 10%	AED 5,000	RTA Transport Payments	Apply Now
FAB Cashback Card	AED 315	Up to 5%	AED 5,000	Utility bills	Apply Now

Best Travel Credit Cards in UAE

Card	Lounge Access	Miles	Annual Fee	Salary	Apply
FAB Infinite	Yes	Miles	AED 1,500	AED 15,000	Apply Now
Emirates NBD Skywards	Yes	Skywards	AED 700	AED 8,000	Apply Now
ADIB Etihad Visa	Yes	Etihad Miles	AED 0	AED 8,000	Apply Now

Best Low Salary Credit Cards in UAE

Card	Salary	Annual Fee	Benefits	Apply
ADCB SimplyLife	AED 5,000	AED 0	Cashback, balance transfer	Apply Now
Emirates NBD Go4it	AED 5,000	AED 0	NOL integration	Apply Now
RAKBANK Red Card	AED 5,000	AED 0	Cashback on dining	Apply Now

Best Islamic Credit Cards in the UAE

Card	Annual Fee	Benefits	Apply
ADIB Cashback Visa	AED 0	Cashback + lounge access	Apply Now
Dubai Islamic Bank Al Islami	AED 0	Rewards + travel benefits	Apply Now
Emirates Islamic Cashback Plus	AED 299	Fuel + grocery cashback	Apply Now

How to Choose the Best Credit Card in UAE

Before applying, consider:

✔ Your Monthly Spending

Cashback cards for grocery + fuel,
Rewards cards for lifestyle,
Travel cards for lounges + miles.

✔ Your Salary

Different banks have different minimum salary criteria.

✔ Annual Fees

Choose zero-fee cards if you’re a beginner.

✔ Benefits You Actually Use

• Lounge access
• Cashback
• Miles
• Dining
• Islamic options

FAQs – Best Credit Cards in UAE