RuPay is an Indian payment service system that came up in 2017. The system offers a plethora of credit cards and debit cards to customers in collaboration with major banks in India. The best part about having a RuPay credit card is that it can be easily linked to UPI to simplify payments.
Let’s find out more about Rupay credit cards in particular.
Top Banks That Offer RuPay Cards
RuPay offers credit cards in collaboration with the following banks —
Axis Bank
CSB Bank
HDFC Bank
Bank of Baroda
ICICI Bank
IDFC First Bank
SBI Bank
Kotak Mahindra Bank
Punjab National Bank
Union Bank of India
IndusInd Bank
SBM Bank
Yes Bank
AU Small Finance Bank
Bank of India
Canara Bank
City Union Bank
CSB Bank
Bank of Maharashtra
IDBI Bank
Indian Bank
Federal Bank
Types of RuPay Credit Cards
Discussed below are the types of RuPay credit cards —
Classic credit card - Ideal for everyday transactions, it is a standard card with basic credit card features.
Platinum Credit Card - With this RuPay credit card, you can get attractive welcome gifts on several brands, cashback rewards on dining, and paying your utility bills.
This credit card also offers a personal accident cover of up to INR 2,00,000. Moreover, you can get offers and deals at both online and merchant outlets, and round-the-clock concierge services for assistance during travel.
Select Credit Card - A premium RuPay credit card, it offers exclusive lifestyle benefits and rewards. The main benefits include complimentary domestic and international airport lounge access, and round-the-clock concierge assistance for dining, travel, and entertainment.
Notably, the card also offers complimentary accident insurance cover of up to INR 10,00,000.
RuPay Credit Card Offers
Listed below are some offers available on RuPay credit cards —
Hammer - Up to 15% discount on Hammer gadgets
EatSure - Get up to 40% discount or up to INR 110 off on orders worth INR 299 or more along with free delivery
IGP.com - Up to 20% discount on orders worth at least INR 1,999 or more
Seiko - 10% discount applicable on all products including new arrivals and limited editions
Zouk - Get up to INR 500 off on Zouk bags, footwear, and wallets
Noise - Discount of 8% on latest smart watches, BT neckband earphones, wireless earphones, and more
Bombay Shaving Company - Buy any 5 shaving products at INR 599
Eyewearlabs - Get stylish sunglasses at OKNO with a discount of INR 200 on selected styles
Smart Bazaar - Get an instant discount of 10% on Reliance SBI RuPay Prime Card, with a minimum transaction of INR 1,299
Estele - Avail of a discount of 15% on purchase
Renee - Get a discount of INR 250 on orders worth INR 999 and more
RAS - Get 25% discount on all products as well as an additional free gift worth INR 1,800 on orders of INR 1,290 and more
The Moms Co. - Get INR 500 off on orders worth INR 899 and above
Jio Mart - 10% instant discount on Reliance SBI RuPay Base Card on a minimum transaction of INR 999
Check out some frequently asked questions about RuPay cards.
Frequently Asked Questions
Q1: Which banks offer RuPay credit cards?
Ans: Banks offering RuPay credit cards include Union Bank of India, Axis Bank, ICICI Bank, HDFC Bank, and more.
Q2: Can you add your RuPay card to UPI?
Ans: You can link your RuPay credit card to a UPI ID.
Q3: Where can you use your RuPay credit card?
Ans: You can use your RuPay card at Point of Sale, online stores, and ATMs.
Q4: Is RuPay Card available for free?
Ans: Yes, several RuPay credit cards have a lifetime free feature, i.e., cards without any annual fee.
17 Apr 2025RAKBANK RED Credit Card Features & BenefitsRAKBANK RED Credit Card offers the great features and benefits. Apply to enjoy the exclusive benefits of this RAKBANK credit card.
15 Apr 2025How to Apply for a Credit Card on Below AED 6000 Salary in UAE Looking for a credit card with a minimum salary on AED 6000 UAE? Here's how to get a credit card if you earn below AED 6000. Check & apply for a credit card on an AED 6000 salary in UAE today.
15 Apr 2025How to Apply for a Credit Card on Below AED 4500 Salary in UAE Looking for a credit card with a minimum salary on AED 4500 UAE? Here's how to get a credit card if you earn below AED 4500. Check & apply for a credit card on an AED 4500 salary in UAE today.
15 Apr 2025How to Apply for a Credit Card on Below AED 3500 Salary in UAE Looking for a credit card with a minimum salary on AED 3500 UAE? Here's how to get a credit card if you earn below AED 3500. Check & apply for a credit card on an AED 3500 salary in UAE today.
15 Apr 2025How to Apply for a Credit Card on Below AED 4000 Salary in UAE Looking for a credit card with a minimum salary on AED 4000 UAE? Here's how to get a credit card if you earn below AED 4000. Check & apply for a credit card on an AED 4000 salary in UAE today.