Best 11 Cashback Credit Cards in UAE for March 2025
With cash back credit cards in the UAE, you can enjoy amazing benefits by getting a portion of your spending back as cash rewards. Cash back cards are designed to boost your everyday purchases and make them more rewarding — from groceries and dining to travel, luxury, and much more!
Top Cash back Credit Cards in UAE
In fact, besides cashback, many of these cards bring you additional perks such as discounts, travel insurance, and exclusive offers.
With various options available, you can easily select cards that best suit your lifestyle and spending habits. Let’s uncover the top features and benefits of the best cashback credit cards in UAE for March 2025.
Features & Benefits of Emirates Islamic Switch Cashback Credit Card
Free-for-life cash-back credit card
Up to 8% cashback on all spends — education, telecom, utilities, real estate, dining, supermarket, airline bookings, hotel bookings, and more
Unlimited complimentary access to airport lounges across the globe
2 complimentary rounds of golf every month
Enjoy balance transfer facility, cash advances, and easy payment plans
Enjoy up to 2 ‘Buy 1 Get 1’ complimentary movie tickets with Reel and Vox Cinemas every month
20% off on Emaar Entertainment Attractions
Other benefits include complimentary valet parking, multi-trip travel insurance, cash-on-call facility, Purchase Protection, extended warranty, and much more
Features & Benefits of Deem Finance World Mastercard Credit Card
This cash rewards credit card is free for life
Welcome bonus of AED 500 cashback on spending AED 7,500 or more within the first 90 days of card issuance
Enjoy up to 10% cashback on flights
5% cashback on hotel and entertainment spends
3% cashback on international transactions
1% cashback on domestic spending
0.5% cashback on utilities, government services, transport, and fuel
Eligibility Criteria for Cash Back Credit Cards in UAE 2025?
While each bank’s requirements vary, you can check out the general criteria for cash back credit cards in the UAE in the table below —
Eligibility Criteria
Requirements
Age
At least 21 years old
Monthly Salary
At least AED 5,000
Nationality
UAE national or an expat
Employment Status
You must be either a salaried or self-employed individual
Credit Score
As per the bank
What Documents are Required for Cash Back Cards?
Listed below are the documents usually required for credit card application —
Emirates ID (original and a copy)
Salary certificate (for salaried individuals)
Trade Licence (for self-employed individuals)
Passport (original and a copy)
Security Cheque
Recent 3 months’ original bank statements
Note: You may be required to submit additional documents as per the bank’s requirements.
How to Apply for Cash Back Credit Cards via Paisabazaar UAE?
At Paisabazaar.ae, we offer you a seamless application process for credit cards for cash back.
Instead of toggling between sites to compare options, you can check out the best credit cards in one place on our site. Moreover, you can apply for your favourite card within a few minutes without any hassle!
Here’s how —
Head to paisabazaar.ae.
Click ‘Banking Products’ and select ‘Credit Cards in UAE’.
Correctly fill out the lead form.
Submit it to view the credit card quotes page.
Apply filters to get a list of all cash back credit cards.
Choose your preferred card and apply for it.
Note: One of our officials will look into your application and assist you with the next steps.
Let’s now jump onto some of the most frequently asked questions regarding cash back credit cards in the UAE!
FAQ's on Best Cash back Credit Card in UAE
Q1: In which purchasing category can I earn cashback?
Ans: Most cards offer you cashback on categories like groceries, supermarkets, education, utility bills, government services, fuel, dining, and much more.
Q2: I am 20 years old. Can I apply for a cash back credit card in the UAE?
Ans: No, you must be at least 21 years old to apply for any credit card in the UAE.
Q3: Which credit card gives 10% cashback?
Ans: You can get 10% cashback with various credit cards, although the categories across which cashback is available up to this limit may vary —
Commercial Bank of Dubai Super Saver Card
Emirates Islamic RTA Card
RAKBANK World Mastercard Credit Card
Deem Finance Deem World Mastercard
Q4: Which cash back credit cards are free for life?
Ans: Some of the top cards that are free for life are —
Deem World Credit Card
Liv. Platinum Credit Card
RAKBANK Titanium Mastercard Credit Card
Q5: How much cashback can I earn with the RAKBANK World Mastercard credit card?
Ans: You can earn 10% cashback on travel and supermarket spending, 5% on international spending, and 3% cashback on all domestic spending.
Q6: What is a Cashback Credit Card?
Ans: With a cashback credit card, you get a chance to earn cash rewards on the money you spend on online purchases, utility bills, fuel, and more. Note that the cashback here is offered as a percentage of the amount you spend and that you can earn cashback only if you pay off the balance completely every month.
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