Corporate credit cards, while operating like regular credit cards, are meant for business expenses. With a business credit card, companies can manage their finances better and pay for things that they need — supplies, travel expenses, and more — without using cash right away. These cards also offer benefits like rewards or discounts on business-related purchases.
To seamlessly manage expenses and track company spending, you can consider getting a business credit card in the UAE.
Key Features and Benefits of Top Corporate Credit Card
Refer to the table below to learn more about the top business credit cards in the UAE —
Emirates NBD Business Credit Card
Features and Benefits of Emirates NBD Business Credit Card
Get up to AED 2,000 as Plus Points each month
Plus Points credited to your account on both primary and supplementary card transactions
5% discount on hotels with a limit of 400 points each month
2% discount on international transactions (capped at 1,000 points) each month
1% discount on government services, including utility bill payments, petrol, and DED transactions with a limit of AED 300 each month
0.5% discount on supermarket purchases, groceries, and more (up to 300 points) each month
Encash up to 75% of your credit limit at branches and ATMs globally
Commercial Bank of Dubai Business Credit Card
Features and Benefits of Commercial Bank of Dubai Business Credit Card
Free-for-life credit card with a limit of up to AED 250,000
Cash advance facility (up to 50% of credit limit)
Availability of interest-free credit period of up to 52 days
Exclusive lifestyle offers such as free valet parking, complimentary airport lounge access, movie ticket discounts, and more
Other benefits include complimentary multi-trip travel insurance and CBD Rewards Points
RAKBANK Titanium Business Credit Card
Features and Benefits of RAKBANK Titanium Business Credit Card
This is a free-for-life card
Cash advance of up to 90% of your credit limit, cashback on retail purchases, travel and insurance benefits, credit card cheques, and more
High credit limit.
Optional Credit Shield feature
Issuance of additional Business Titanium credit cards for authorised employees/signatories within the company
Earn cashback on domestic and international retail spending
Emirates Islamic Bank Business Card
Features and Benefits of Emirates Islamic Bank Business Card
The card is globally accepted.
Utilise the card for utility bill payments, business, dining, and travel purposes
Unlimited free access to more than 750 airport lounges globally
Earn EI SmartMiles on all purchases
Redeem earned points on retail transactions, hotel, and flights
Balance transfer facility for other bank cards
Availability of cash-on-call facility
Abu Dhabi Commercial Bank Business Platinum Credit Card
Features and Benefits of Abu Dhabi Commercial Bank Business Platinum Credit Card
1% cashback on each business purchase
Complimentary access to premium airport lounges (3 times a year)
‘Buy 1 Get 1’ offers on premium spas and fine dining across Africa and the Middle East
Other features — Credit Shield, interest-free balance transfer, and cash loans from your balance
Eligibility Criteria For Credit Cards for Business Owners in the UAE
Just like regular credit cards, business credit cards also come with their own eligibility requirements. Tabled below are the standard conditions —
Eligibility Criteria
Requirements
Age
You must be at least 21 years old
Nationality
You must be either a UAE national or an expat
Documents Required to Apply for Business Credit Cards in the UAE
Enlisted below is the set of documents required to apply for a corporate credit card in the UAE —
Emirates ID and/or Passports of the concerned signatories
Residence visa (applicable to expats)
Trade Licence
Address proof
Certificate of Commercial Registration
Memorandum of Association
Power of Attorney (if applicable)
Company Profile and Bank Reference Letter (if applicable)
All the documents, whether original or copies, must be valid.
Note: The above list contains the common documents. Your respective bank may ask for additional documents.
How to Apply for Business Credit Cards via Paisabazaar UAE?
Paisabazaar UAE helps you easily apply for uae credit cards online. We offer you a wide range of cards — you can easily compare the options and get the most suitable card for yourself.
All you need to do is visit the credit card quotes page and select your desired card.