Citibank Credit Cards in UAE

Citibank credit cards offer multiple options tailored to meet various lifestyle and financial needs. These cards provide exclusive privileges such as cashback, travel rewards, shopping discounts, and dining offers.

Credit Card in UAE
Citi Bank Credit Card

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  • Compare from top banks
  • No annual fee
  • Benefits up to AED 2,000
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Citibank Credit Cards in UAE

Apply Citi Bank Credit Card Online

Furthermore, Citibank credit cards feature flexible payment options and seamless global acceptance, makinghttps://cdn.paisabazaar.ae/seo/images/apply-citibank-credit-card-online.png them ideal for frequent travellers. 

Interested in Citi cards? You can easily get them without any hassle. Let’s see how!  

Citibank Credit Card — Key Features and Benefits

Let’s first take a look at all Citi credit cards along with their features —

Credit Card Name Minimum Salary Requirement Features and Perks Apply
Citi Simplicity Card AED 5,000 Basic Benefits    
  • Free supplementary cards for family members
  • Easy instalment plans available
  • Avail of card cash loan
Travel & Lifestyle Benefits
  • Complimentary access to over 25 regional airport lounges across the Middle East
  • ‘Buy 1 Get 1’ offers on food deliveries and groceries
  • 20% discount on Talabat food and grocery orders
  • Up to 10% cashback across millions of properties globally with Booking.com
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Citi Cashback Card AED 6,000 Lifestyle Benefits
  • 20% off on Talabat food and grocery orders
  • Exclusive cashback on the following categories —
    • 3% on non-AED spend
    • 2% on grocery spend
    • 1% on all other spends 
Travel Benefits
  • Complimentary access to over 1,110 airport lounges across the globe
  • Up to 10% cashback on millions of properties across the world with Booking.com
  • 2 free airport rides every year on the Careem app
  • Travel Accident and Medical insurance coverage
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Citi Rewards Card AED 8,000 Lifestyle Benefits
  • 30% discount on 2 VOX Cinemas movie tickets
  • Earn ThankYou points on each USD spent —
    • Earn 1 ThankYou point on AED spends
    • Earn 1.5 ThankYou points on groceries and non-AED spends
Travel Benefits
  • Complimentary global access to over 1,100 airport lounges
  • 2 free airport transfers with the Careem app
  • Up to 10% cashback across millions of properties via Booking.com
  • Travel Accident and Medical insurance coverage
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Explore Exclusive Offers on Citi Bank Credit Cards

Citi Ready Credit Card AED 8,000 Basic Benefits
  • Instant cash loan of up to 6X your monthly salary or AED 175,000 (whichever is lower)
  • No early repayment fees are applicable
Lifestyle & Travel Benefits
  • Buy 1 Get 1 offers on food deliveries and groceries
  • Up to 10% cashback across millions of properties globally
  • 20% discount on Talabat food and grocery orders
  • Complimentary airport lounge access
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Citi Premier Card AED 15,000 Welcome Bonus
  • Get AED 350 as a sign-up bonus
Lifestyle Benefits
  • Earn ThankYou points on each USD spent –
    • 3 points on grocery, dining, and fuel
    • 2 points on non-AED spends
    • 1 point on AED spends
  • 30% discount on 4 VOX Cinemas movie tickets per month
  • 20% off on Talabat food and grocery deliveries
  • 1 free golf round per month across the top golf courses in the UAE 
Travel Benefits
  • Up to 10% cashback across millions of properties globally at Booking.com
  • Marhaba Bronze Meet & Greet with fast-track arrivals and departures at the Dubai International Airport (once in a year)
  • Travel Accident and Medical insurance coverage
  • Global complimentary access to 1,100+ airport lounges
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Citi Prestige Card AED 30,000 Welcome Bonus & Basic Benefits
  • Welcome bonus of cashback worth AED
  • Purchase Protection Cover
  • Online Purchases Cover 
Lifestyle Benefits
  • Earn ThankYou points on each USD spent –
    • 3 on non-AED spending
    • 2 on AED spends
  • Unlimited golf course access on weekdays and 1 free golf round on weekends every month across the UAE
  • 2 complimentary valet parking services
  • 6 ‘Buy 1 Get 1’ free VOX and Reel Cinemas tickets
Travel Benefits
  • Global complimentary access to 1,100+ airport lounges
  • Up to 10% cashback across millions of properties globally at Booking.com
  • Twice a year Marhaba Silver Meet & Greet with fast-track arrivals and departures at the Dubai International Airport
  • Travel Accident & Medical insurance coverage
  • Easily transfer points to 11 partnered airlines
  • Enjoy a 4th-night stay for free at any hotel across the globe
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Citi Ultima Card AED 36,750 Basic Benefits
  • Link your card with digital wallets for quick payments
  • Purchase Protection Cover
  • Online Purchases Cover 
Lifestyle Benefits
  • Earn 5 Citi Miles per USD spent (for non-AED spends)
  • Earn 2.5 Citi Miles (per USD-equivalent spent) for AED spends
  • Complimentary valet parking services
  • Unlimited complimentary golf access on weekdays and once a month on weekends at top UAE golf courses
  • Buy 1 Get 1 VOX and Reel Cinemas movie tickets
  • 20% discount on Talabat food delivery and grocery deliveries
Travel Benefits
  • 50% cash rebate on air travel tickets once a year
  • Unlimited 3rd night free at any hotel across the globe
  • Complimentary home check-in via Citi Ultima Concierge 4 times a year
  • Transfer earned Citi Miles to 11 partnered airlines
  • Complimentary global access to over 1,100 airport lounges
  • 4 free airport transfers every year
  • Fast-track airport security check-in 3 times a year
  • Marhaba Silver Meet & Greet twice a year with fast-track and porter services at the Dubai International Airport
View Offers

Am I Eligible for a Citi Credit Card in the UAE?

While the specific requirements were detailed above, here’s a general overview of the eligibility criteria for a Citibank card —

Eligibility Type Criteria
Minimum Age 21 Years
Minimum Monthly Salary AED 5,000
Nationality UAE national or expat
Employment Status Salaried or self-employed individual

Which Documents Do I Need for Citibank CC Application?

Keep the following documents ready for the Citi card application process —

For UAE Nationals For UAE Expatriates
✅Emirates ID
✅Passport
✅Emirates ID
✅Passport
✅Residence Visa

Note: All documents must be original and valid. 

Apply for a Citi Credit Card via Paisabazaar.ae

Paisabazaar.ae ensures a seamless credit card application process. 

Here’s how you can apply through our platform — 

Step 1: Click on the lead form and complete it

Step 2: On the quotes page, choose your preferred card or locate it by applying filters

Step 3: Go through the card’s description

Step 4: Apply and complete the steps as prompted 

We will review your application and get back to you soon! 

In case of any queries, reach out to us at 8007284647 or drop us an email at communication@paisabazaar.ae.

Latest Citibank Credit Card Offers

Choose Policybazaar UAE For All Your Credit Card Needs

Know why you should consider getting a credit card from our platform —

  • With a wide range of card options, you can compare them and find the best match for yourself!
  • Enjoy exclusive card offers
  • Get help from our customer support team
  • Hassle-free and quick application process.
  • Access our website’s ‘Articles’ section for all credit card info

Citibank Credit Card — Fees and Charges

Tabled below are the Citibank CC fees and charges in the UAE —

Type of Fee Charges
Retail Interest 3.5%
Foreign Currency Transaction Fee 2.99%
Overlimit Fee AED 249
Late Payment Fee AED 230
Loan on Card 1% of the remaining balance
Paper Statement Fee AED 10
Cash Advance Fee 3% of the cash advance amount or AED 99 (whichever is higher)

FAQ About Citibank Credit Cards

Q1: Which Citibank credit cards have zero annual fees?

Ans: The Citi Simplicity Card is free for life. The Citi Cashback, Citi Ready Credit, and Citi Rewards cards, meanwhile, are free for the first year. 

Q2: Which Citi CC does not charge an early payment fee?

Ans: There are no early payment fees for Citi Ready Credit cardholders.

Q3: How much is the annual fee applicable to the Citibank Citi Premier card?

Ans: Citi Premier cardholders have to pay an annual fee of AED 750. 

Q4: Which Citibank credit cards offer airport lounge access?

Ans: You can access a complimentary airport lounge facility with all Citibank credit cards.

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