Emirates Islamic RTA Credit Card

Seeking a card that gives you incredible benefits on your regular spends? The Emirates Islamic RTA card might be the best fit for you. Not only does it offer you several perks on RTA’s NoL cards but also provides you with exclusive cashback on everyday purchases. These categories include groceries, fuel, restaurants, insurance, and more. ...read more

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  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits
Most Popular Emirates Islamic Credit Card in UAE

Let’s take a look at all the necessary details regarding this Emirates Islamic credit card such as the features, eligibility criteria, application and documentation, and related fees.

Benefits and Features of an Emirates Islamic RTA Card

Given are the top features and perks that you can enjoy with the Emirates Islamic RTA card in the UAE —

  • Enjoy up to 10% cashback on —
    • International transactions
    • Domestic transactions
    • Domestic grocery and supermarkets
    • Automobiles and insurance
    • RTA Transport Payments
    • Fuel Stations
    • Quick service restaurants
    • Education, Real Estate, and Telecommunication
  • RTA benefits include —
    • NoL top-up
    • Activate auto top-up facility
    • Activate Salik auto top-up facility
  • Travel benefits include —
    • Emergency Medical and Legal Referral Service
    • Lifestyle benefits include:
    • Complimentary Reel Cinemas movie tickets

Emirates Islamic RTA Card — Eligibility Criteria

The primary eligibility criteria for this Emirates Islamic card are as follows —

Eligibility Type Criteria
Age Minimum 21 Years
Salary AED 10,000 or more
Employment Status Salaried or self-employed
Nationality Expat or UAE national

Note: Additional eligibility requirements may apply

Emirates Islamic RTA Card — Documents Checklist

Here are the sets of documents necessary for the Emirates Islamic card application process as per your applicant category — 

For Salaried Individuals For Self-employed Individuals
✅Emirates ID
✅Passport
✅Residence Visa (for expats)
✅Salary Proof- Salary Slip/ Salary Certificate
✅Latest 3-6 Months’ Personal Bank Statement
✅Emirates ID
✅Passport
✅Residence Visa (for expats) 
✅Trade Licence and MOA
✅Latest 3-6 Months’ Company Bank Statement
Latest Emirates Islamic Credit Card Offers

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When you apply for a credit card through our digital platform, you get the following advantages —

  • Our partnership with top UAE Banks allows you to choose from a wide range of cards
  • Easily compare and choose cards on the same platform
  • Get your card quotes in seconds
  • Seamless application process
  • Expert team available for all your queries and issues 

Emirates Islamic RTA Card — Fees & Charges

Listed below are the major fees and charges of this Emirates Islamic card in the UAE —

Type of Fee Charges
Annual Fee NIL
Liability/ No Liability Letter AED 52.5
Overlimit Fee AED 261.45
Monthly Paper Statement NIL
Monthly Duplicate Statement AED 26.25

FAQ's About Emirates Islamic RTA Card

Q1: Do I get any privilege on using the EI RTA credit card in fuel stations?

Ans: Yes, up to 10% cashback is credited to your account. 

Q2: Can I apply for an EI RTA card with a salary of AED 8,000?

Ans: No, a minimum salary of AED 10,000 is required to apply for the card.

Q3: I want a duplicate physical copy of my credit card statement. How much does it cost?

Ans: Each duplicate card statement carries a fee of AED 26.25

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