FAB SHARE Signature Credit Card

With a range of benefits that extend beyond traditional credit offerings, it provides access to a realm of luxury, convenience, and financial empowerment. From unique travel perks, concierge services, and exclusive discounts to flexible payment options and attractive rewards, the FAB SHARE Signature Credit Card goes beyond expectations.

Whether you're a frequent traveller, a dedicated shopper, or someone who values personal service, this card is your key to a world of exceptional opportunities. With the FAB SHARE Signature Credit Card, you can experience a credit card that reflects your distinct style and ambitions.

Features and Benefits Offered by FAB SHARE Signature Credit Card

Here is a rundown of the key features and benefits associated with the FAB SHARE Signature credit card-

Exclusive Benefits

• Get up to 7% of your spending at Carrefour back in SHARE points for every AED 1 spent.
• Earn up to 8.25% of your spending at VOX Cinemas, Ski Dubai, Magic Planet, Dreamscape, iFLY Dubai, and Little Explorers in SHARE points.
• Receive up to 6.25% of your spending at Mall of the Emirates and City Centres across the UAE as SHARE points.
• Gain up to 2.75% of your international, other retail, and online shopping spending as SHARE points.
• Get a fantastic buy-one-get-one-free offer on movie tickets at VOX Cinemas.
• You can win back your monthly expenses at the Mall of the Emirates and all City Centres in the UAE. One lucky winner may receive up to AED 1,000.
• Your credit card comes with biometric verification for extra security, a unique and innovative feature.
• Apply now and instantly obtain a virtual card to use in digital wallets via the FAB Mobile app.

SHARE Benefits

• Earn SHARE points with every purchase that you make — both within the UAE and abroad. This includes shopping at malls, buying groceries, watching movies, making purchases from select partners, and more.
• Utilise your SHARE points for payments and to indulge in various experiences at 3,500 stores situated in the Mall of the Emirates and City Centres all across the UAE.
• Access SHARE discounts, take part in exclusive contests, and relish member perks through the SHARE app.

Lifestyle Benefits

• FAB SHARE Credit Cardholders can avail of a two-for-one offer on VOX Cinemas tickets.
• You can use SHARE points to make purchases at the Mall of the Emirates and all City Centres in the UAE.
• Enjoy complimentary access to over 1,000 airport lounges worldwide through LoungeKey from Visa.
• Access 2-for-1 deals with the Entertainer App from Visa.
• Receive a 20% discount on three Careem rides monthly, a 30% discount on three Careem Food & Shop orders every month, and a 10% credit back on Careem BIKE rentals from Visa.
• Easily link your FAB SHARE Credit Card to Google Pay, Apple Pay, and Samsung Pay.

Protection Benefits

• Get complimentary global medical and travel insurance through Visa.
• Choose Credit Shield to ensure that your remaining balance is covered if you can't make your credit card payments.
• Receive text message notifications for all your credit card transactions.
• Benefit from Purchase Protection and an extra 12 months of warranty beyond the manufacturer or store warranty, courtesy of Visa.
• With Fraudulent Transaction Protection, enjoy automatic security against unauthorised transactions or fraudulent card use, up to USD 4,000 per year, provided by Visa.

Additional Benefits

• You can get up to four additional cards for your family for free.
• Enjoy attractive rates and flexible repayment options when transferring balances.
• Access hassle-free repayment plans with favourable rates using the FAB Mobile app.
• Easily handle your card, payments, and more using the FAB Mobile app for quick and convenient management.

Fees and Charges Applied to FAB SHARE Signature Credit Card

Tabled below are the fees and charges related to the FAB SHARE Signature Credit Card -

Charges	Amount
Annual Fee	AED 1,575
Interest in Retail Spends	Up to 3.75% per month
Cash Advance Charges	3.15% of the cash obtained — minimum AED 157.5 per transaction
Card Replacement Fee	AED 78.75
Wallet Shield Fee	0.42% of the remaining balance charged per month
Late Payment Fee	AED 241.5
Plan Deferment Charges	AED 262.5
Minimum Monthly Payment	Higher of the 5% of the outstanding balance and AED 100
Statement Reprint Charges	AED 26.25 per statement
Dispute Verification Fee	AED 105
Annual Fee for Supplementary Card	Free
Interest on Cash Advance	3.5% per month
International Transaction Fee	2.49% of the transaction value
Credit Shield Plus Fee	1.04% of remaining balance
Accident Insurance Fee	0,26% of the remaining balance or AED 31.5, whichever is higher
Overlimit Fee	AED 288.75 in a month
Cheque Returned Fee	AED 210
Payment Due Date	21 to 25 days
Transaction Slips Copies	AED 26.25 per transaction slip
Outstation Cheque Processing Fee	AED 52.5
Issuance of Liability Letter	AED 53.5

Terms and Conditions to Apply for FAB SHARE Signature Credit Card

Have a look at the terms and conditions associated with FAB SHARE Signature Credit Card -

• When you get a FAB SHARE Credit Card that meets the requirements, a SHARE Account is set up for the main cardholder. Being part of the SHARE Program allows FAB SHARE Credit Cardholders to enjoy special offers and promotions.
• If the main cardholder or any additional cardholders are no longer on an eligible FAB SHARE Credit Card, they can't participate in the SHARE Program anymore.
• FAB will choose, at its discretion, which FAB SHARE Credit Cards can take part in the SHARE Program and will collect SHARE Points for qualifying transactions. There may be limits on how many SHARE Points can be earned for each transaction. If a transaction that qualifies is cancelled, any previously earned SHARE Points will be subtracted from the total balance.
• Withdrawals made from the SHARE Program account will decrease the total earned SHARE Points according to the specific rules for a particular FAB SHARE Credit Card. FAB can change the requirements, terms, conditions, and benefits linked to the FAB SHARE Credit Card. Benefits from third parties might have their own separate terms and conditions, which could change over time based on those specific third-party terms and conditions.
• FAB can choose to include or exclude specific types of transactions as it deems fit. FAB's choices are entirely at its discretion, and they are final and binding for the cardholder once made. FAB's records and documents are considered solid proof for any calculations.
• SHARE Points are earned when you use the FAB SHARE Credit Card for qualifying transactions. FAB will collect SHARE Points and transfer them to the cardholder's SHARE account at intervals chosen by FAB. If the cardholder doesn't meet their payment obligations, FAB may temporarily stop the use of the FAB SHARE Credit Card and the accrual of SHARE Points until the issue is resolved. SHARE Points cannot be credited retroactively after the issue is resolved.
• SHARE Points acquired through transactions by an additional cardholder will be added to the Primary Cardholder's SHARE account.
• To earn SHARE Points, you must keep all payments for your FAB SHARE Credit Card up to date. If you have any overdue payments or violate FAB's general terms and conditions, or if FAB suspends, cancels, or blocks your FAB SHARE Credit Card at any point, your purchases won't qualify for SHARE Points.

How to Apply for a FAB SHARE Signature Credit Card?

Go through the following subsections to learn how to apply for a FAB SHARE Signature credit card.

Eligibility Criteria to Apply for FAB SHARE Signature Credit Card

The following are the eligibility criteria to apply for a FAB SHARE Signature Credit Card –

• Minimum Salary - AED 30,000 per month
• Minimum Age - 21 years
• Nationality - UAE Nationals and Expatriates

Documents Required to Apply for FAB SHARE Signature Credit Card

Here is the list of documents required to apply for the FAB SHARE Signature Credit Card –

• Emirates ID
• UAE Residence Visa (for expatriates)
• Passport
• Address proof like utility bills
• Recent bank statements for 3 to 6 months
• A trade licence (for self-employed applicants)
• Salary certificate

Apply for FAB SHARE Signature Credit Card on Paisabazaar

You can easily start the application process for FAB SHARE Signature credit cards through Paisabazaar.ae, an online platform that aggregates various banking and insurance services in the UAE. This platform offers a wide range of credit cards from the top banks and financial institutions in the country.

To initiate your fab credit card application, you have two options — either click on the 'Credit Card' icon on the homepage or select it from the 'Banking Products' tab in the menu.

Once you access the credit card section, you'll find a primary application form. Accurately fill out this form and click on the 'View Quotes' tab. This will take you to our credit card quotes page.

On this page, you can review the features of the FAB SHARE Signature Credit Card. If you find it suitable, simply choose to apply and follow the on-screen instructions.

When you apply for this FAB credit card through Paisabazaar UAE, you can enjoy a variety of exclusive benefits like -

• The option to compare features and benefits of different insurance and banking products offered by leading banks and institutions in one place
• Complimentary access to your credit score information
• Exclusive discounts and special offers
• Assistance from our in-house team of industry experts
• 24/7 customer support to address all your needs

Go through the following frequently asked questions for some more details about the FAB SHARE Signature Credit Card.

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Frequently Asked Questions