Liv. Credit Cards

Liv. Credit Card in UAE
Liv. Credit Card

Apply Credit Card & get Cashback and Rewards*

  • Compare from top banks
  • No annual fee
  • Benefits up to AED 2,000
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Best Liv. Credit Cards

In today's fast-paced world, financial flexibility is paramount. Liv Credit Cards, presenting a revolutionary financial solution, have emerged as the quintessential companion for those seeking convenience, security, and rewards in their financial journeys. With Liv, you can embark on a transformative experience that goes beyond traditional banking.

 

Liv Credit Cards redefine the way you manage your finances. Offering a plethora of benefits, from low interest rates to exclusive rewards, these cards cater to various requirements and lifestyles. Whether you're a savvy traveller, a diligent saver, or a tech enthusiast, Liv has a card tailored just for you.

 

Join us as we dive deeper into the world of Liv Credit Cards, exploring their myriad features, benefits, and how they empower you to take charge of your financial destiny. 

 

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Types of Liv. Credit Cards

Tabled below are the major types of Liv. credit cards -

 

Credit Cards Fee & Salary Features and Benefits Apply
Liv. Platinum Credit Card
  • Minimum Salary - AED 10,000 per month
  • Free for life credit card
  • Maximise your rewards: Get ready to earn up to 12,000 AED in annual cashback or receive 1 Skyward Mile for every 1 AED spent
  • Unlock the potential for up to 15% cashback on your transactions, or earn 1 Skywards mile for each dirham that you spend on your selected boost categories
  • Enjoy a fantastic AED 200 offer on the Platinum card (subject to terms and conditions – requires a minimum spend of AED 1,000 and completion of the application within 6 days) 
  • Indulge in a ‘Buy 1 Get 1’ Dining and Lifestyle experience.
  • Take advantage of a 10% discount when booking Cleartrip flights and gain access to over 25 airport lounges worldwide
  • Elevate your entertainment with a ‘Buy 1 Get 1’ deal at Vox Cinemas (valid for 2 tickets per month) and enjoy a 10% discount on Hotels.com bookings
Apply Now
Liv. World Credit Card
  • Minimum Salary - AED 10,000 per month
  • Annual Fees - AED 700
  • Choose from flexible rewards with the option of either Skywards miles or cashback
  • Enjoy accelerated rewards when you spend in specific categories
  • Earn up to 18,000 AED in cashback annually or receive up to 10,000 Skywards Miles per year
  • Get a cashback of up to 15% on your transactions or earn 1 Skywards mile for every dirham spent in the selected boost categories
  • Cardholders can receive AED 400 in cashback when using the World Card, subject to terms and conditions including spending AED 1,000 and completing the application within 6 days
  • Avail of a ‘Buy 1 Get 1’ offer for dining and lifestyle experiences
  • Enjoy a 10% discount on Cleartrip flight bookings
  • Access over 850 airport lounges across the world
  • Benefit from a ‘Buy 1 Get 1’ offer on Vox Cinemas, allowing you to get three tickets per month
Apply Now

 

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Eligibility Criteria to Apply for Liv. Credit Card

Discussed below are the eligibility criteria to apply for Liv. Credit Cards -

 

  • Minimum Salary - AED 5,000 per month
  • Minimum Age - 21 years
  • Debt Burden Ratio - Below 50%
  • Credit Score - At least 541

 

Documents Required to Apply for Liv. Credit Card

Listed below are the documents required to apply for Liv. Credit Cards -

 

  • Emirates ID 
  • Passport with Residential Visa
  • Pay Slips for the Last 3 Months
  • Bank Statements for the Last 3 Months
  • Salary Certificate

 

How to Apply for Liv. Credit Card?

 

You can seamlessly apply for Liv. Credit Cards via Paisabazaar.ae. This third-party aggregator site is a one-stop destination for all your credit product needs. To start off the application process, click on the ‘Credit Card’ icon on the homepage or select the same option from the ‘Banking Products’ tab on the menu bar. 

 

Once done, you will be directed to the lead form. Fill it out accurately with details like your monthly salary and nationality. Next, click on the ‘View Quotes’ button to be navigated to our credit card quotes page. Here, you can browse through the different credit cards offered by Liv. and make an informed decision.

 

If you happen to get stuck at some point while making the decision, our banking experts can always help you make the choice. 

 

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To know more about Liv. credit cards, browse through the following frequently asked questions section. 

FAQ's About Liv. credit cards

Q1: How can you activate your Liv. credit card?

Ans: To activate the credit card, log into your online banking account and visit the ‘Settings’ page. Once there, swipe left on the credit card image to view your Liv. credit card and tap on ‘Activate Card’. Finally, you will be required to set the PIN.

Q2: Can you change your billing date or the minimum amount due?

Ans: You have the flexibility to adjust your billing date twice and modify your minimum payment percentage as frequently as you wish. To make changes to your repayment preferences, navigate to the 'Settings' section, swipe left on the card image located at the top to access your credit card, and select the option to modify repayment settings below.

Q3: Can you convert your big purchases done using the credit card into instalments?

Ans: As a cardholder, you have the option to transform transactions exceeding AED 500 into convenient monthly instalment payments through the bank’s Instalment Payment Plan (IPP). 

Just pick the specific transaction from your credit card's financial activity page. Each instalment arrangement incurs a single fee of AED 49, and individual plans may come with their unique interest rates.

Q4: What to do in case you lose your credit card or if someone has your credit card details?

Ans: Access your Settings page right away, swipe the card image to the left to view your credit card, and select ‘Lock’. Next, reach out to Liv through chat for guidance on what to do next.

In case you happen to locate your misplaced card later, you can easily reinstate it by selecting 'Unlock' on the Settings page.

If you wish to permanently block your credit card and request a replacement, you can initiate a chat with the bank. Keep in mind that there is an AED 25 (+VAT) fee for obtaining a new card.

Q5: What happens if you do not pay your credit card bills on time?

Ans: In order to steer clear of incurring a late payment charge of AED 175 (along with accrued interest), make sure that your Liv account has sufficient balance on the date your payment is due.

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