Noor Bank Rewards World Credit Card

The Noor Bank Rewards World Credit Card allows its users to go cashless in an attempt to make their lives easier and full of convenience. Like the other Noor Bank credit cards, the Noor Bank Rewards World Credit Card offers exciting and useful benefits, making it ideal for families, individuals, and couples. Additionally, this Noor Bank Credit Card has some advanced features that make it one of the best credit cards across the UAE.

The rewards cards by Noor Bank allows the card holders to enjoy several cash back offers with many of it partners across the United Arab Emirates. The  Noor Bank Rewards World Credit Card unlocks a world of travel, luxuryr and insurance to its card users allowing them to enjoy the activities that are most pleasurable to them. Enjoy complimentary access to several facilities using this card as the world becomes your oyster with the Noor Bank Rewards World Credit Card.

Benefits & Features of the Noor Bank Rewards World Credit Card

Following are the key features & benefits of the Noor Bank Rewards World credit card:

Travel Benefits

• Unlimited Lounge Access: Member of this Noor Bank Credit Card can enjoy unlimited access to more than 1000 airport lounges globally with the LoungeKey program.
• Airport Pick Up & Drop-off Service: The cardholder can avail 4 free airport pick-up & drop-off services across Abu Dhabi or Sharjah or Dubai every year. Please note that this free airport pick-up & drop-off service can be availed on a minimum monthly spend of AED 3000 in the month of booking the service.
• Discount with Cleartrip: Member of this card can avail a 10 percent off on any international roundtrip air tickets when booked through Cleartrip.ae by using the promo code ‘MCWORLD’.
• Travel Insurance: This card offers travel inconvenience insurance to ensure a pleasant travelling experience. The Noorbank Rewards World Credit Card can compensate for:
  • Baggage Delay, Delayed Trip & Missed Connection - (USD 300)
  • Baggage Loss - (up to USD 3,000)
  • Trip Curtailment & Cancellation - (up to USD 7,500)
• Complimentary Hotel Nights: Member of this Noor Islamic Bank Credit Card can enjoy free nights at ‘SPG Hotels & Resorts’ and their 100 other properties across Africa and the Middle East. Book two nights at one of their hotels to get a third night free or book three nghts to get the fourth night free. On the other hand, book four nights at the hotel and get the fifth and sixth night free of cost.
• Other Benefits: The card member can enjoy access to discounted car rental rates with ‘Hertz Gold Plus Rewards 5-Star Membership’.

Valet Parking

The cardholder can enjoy 3 free valet parking services in a month at more than 30 locations within Dubai & Abu Dhabi. This complimentary service can be availed on a minimum monthly spend of AED 3000.

Car rental Offers:

1. Enjoy upto 25 percent discount on the next car rental booking made using the Noor Bank Rewards World Credit Card. Also enjoy a 10 percent discount on the services of Premium Chauffeurs.
2. Get a free first car ride with Careem while also enjoying a 20 percent discount on three rides per month.

Gym & Golf Privileges

• Golf Benefits: The cardholder can enjoy a round of golf at one of the leading golf courses of Dubai i.e. ‘Arabian Ranches, Dubai’ with a minimum spend of 5000 AED monthly.
• Gym Benefits: The card member can enjoy an exclusive gym benefits at ‘Le Royal Meridien in Abu Dhabi’, ‘Talise gym in Dubai’, & Bodylines Rotana in AI Ain with a minimum spend of 5000 AED monthly. Additionally, member of this card can enjoy several amazing facilities at ‘Warehouse Gym’ for just 6 AED per visit subject to a minimum monthly spend of AED 5000.

Shopping Benefits

1. Luxury Shopping: Enjoy a 15 percent discount at Bicester Village along with complimentary access to VIP lounges.
2. MyUS Offers: Shop at Amazon, Apple and Ralph Lauren among 100,000 other US reailers and get a premium membership for 2 years worth USD 120. Get 30 percent off on shipping charges in the first month of registration.
3. Reebonz Offers: All new members get shopping credits worth AED 350 upon making their first purchase. Enjoy an additional 6 percent off all year round with the  Noor Bank Rewards World Credit Card.

Dining Offers

1. Enjoy a ‘Buy one Get one free’ benefits on upto 900 Dining and Hotel nights offers

Security Features

• CHIP & PIN Technology: The Noor Bank Rewards World Credit Card is enabled with the advanced ‘CHIP & PIN Technology’. It lets its cardholder to shop with absolute peace of mind.
• 24x7 SMS Alerts: This Noor Bank Credit Card offers 24x7 SMS notifications so that the card member can track all of their transactions.
• Other Features: Online transactions can only be completed by entering ‘One-time Passcode as well as a TouchID is required for mobile application access.

Rewards & Offers of the Noorbank Rewards World Credit Card

The cardholder will earn cashback through ‘U by Emaar loyalty program’:

Category	Cashback
Local Spends	1.5%
International Spends	2%

• Free Global Internet Calling: The card member can earn cashback on ‘Telecommunications Regulatory Authority’ (TRA) approved by ‘Internet Calling Plans’. The criteria is given below:
• The cardholder can earn 50 AED cashback on retail spending of 3000 AED – 4,999 AED
• The cardholder can earn 100 AED cashback on retail spending of 5,000 AED & above

Eligibility Criteria and Documents required for Noorbank Rewards World Credit Card

Minimum Salary Requirement for Eligibility: AED 8,000 per month

Documents Required:

• Valid passport & a visa copy of the applicant.
• The applicant’s Emirates ID copy.
• Salary certificate of the applicant addressed to Noor Bank.
• 3-months original salary bank statements of the applicant

All the above mentioned information can change at any point in time as per the bank’s requirements. The bank will have the final right to determine eligibility and as such all information mentioned above is subject to change.

Fees & Charges of the Noor Bank Rewards World Credit Card

Following are the fees & charges associated with the Noor Bank Rewards World Credit Card:

Description	Charges
Profit Rate For New Credit Cards (Effective 1st, July 2017)	3.25 percent per month
Profit Rate For Cards Booked Before1st, July 2017	3 percent per month
Annual Membership Fee	Free for 1st year & 1000 AED from 2nd year onwards
Annual Membership Fee For New Credit Cards (Effective 12th, November 2017)	Waived
Charges of Card Replacement (Lost or Stolen)	75 AED
Cash Withdrawal Charges – Noor Bank ATMs & non-Noor Bank ATMs	100 AED or 3 percent, whichever is greater
Foreign Transaction Service Charges	2.50 percent
Overseas Transaction Charges (DCC- Dynamic Currency Conversion)	2 percent
Over-limit Service Charges	250 AED
Duplicate Statement Charge	45 AED
Charges of Return Cheque	100 AED
Outstation Cheque Charge	25 AED
Retrieval of Sales Voucher (non-T&E)	50 AED
Retrieval of Sales Voucher ( T&E)	65 AED
Fee on Charge Dispute	At Actual
Credit Shield Insurance (CSI)	0.99 percent of the outstanding balance
Fee for Supplementary Card	Free
Payment Due Date	21 days
Limit of Cash Withdrawal	75 Percent of the available credit limit
Late Payment Charge	230 AED
Cash Advance Charge (POS)	100 AED or 3 percent, whichever is greater

Additional Benefits of Noor Bank Rewards World Credit Card

MasterCard Buy 1, Get 1 Offer: Member of this Noor Islamic Bank Credit Card can avail 900+ buy 1, get 1 offer across hotel nights and dining with ‘MasterCard Buy 1, Get 1 App’.

FAQs on Noorbank Rewards World Credit Card

Q1: Does the Noor Bank Rewards World Credit Card offer balance transfer?

Ans: Yes, the  Noor Bank Rewards World Credit Card offer balance transfer facility.

Q2: What are the annual fee charges on the Noor Bank Rewards World Credit Card?

Ans: The  Noor Bank Rewards World Credit Card’s annual membership fee has been waived.

Q3: What is the baggage loss cover offerd by  the Noor Bank Rewards World Credit Card?

Ans: The baggage loss insurance cover offered by Noor Bank Rewards World Credit Card is AED 3,000.

Q4: How to avail the ‘Buy one Get one free’ offers with the Noor Bank Rewards World Credit Card?

Ans: Download the Mastercard Buy 1 Get 1 app and enjoy over 900 offers with around 600 merchants.

Q5: What is the minimum spend requirements to enjoy the free valet sevices with the Noor Bank Rewards World Credit Card?

Ans: Get 3 complimentary valet parkings on a minimum spend of AED 3,000 with the Noor Bank Rewards World Credit Card.