Noor Bank Wealth World Credit Card

Noor Bank or as it was formerly known as the Noor Islamic bank is among UAE’s Shari’ah compliant banks that was started in 2008. Among its various products and services are credit cards that offer many attractive offers and benefits to its customers.

The Noor Bank Wealth World Credit Card is one of the most rewarding credit cards offered by Noor Bank as it does not charge an annual fee and this Noor Bank Credit Card is packed with exciting benefits. From airport services to gym benefits, this card meets the basic need of its cardholder. 

Features & Benefits of the Noor Bank Wealth World Credit Card

Following are the key features & benefits of the Noor Bank Wealth World credit card:

Travel Benefits

• Unlimited Lounge Access: The cardholder can avail unlimited access to over 900 airport lounges worldwide with LoungeKey program.
• Airport Pick Up & Drop off Service: Member of this Noor Bank Credit Card can enjoy six free airport pick-up & drop-off services within Dubai or Sharjah or Abu Dhabi every year. Please note that this complimentary service can be availed on a minimum monthly spend of 3000 AED in the month of booking the service.
• Complimentary Hotel Nights: The card member of the Noor Bank Wealth World Credit Card can enjoy free nights at ‘SPG Hotels & Resorts’.
• Other Services: The cardholders can avail 2 free ‘Marhaba Meet & Greet Service’ every year with a minimum monthly spend of 3000 AED in the month of booking the service. In addition to this, member of this card can enjoy access to discounted car rental rates through ‘Hertz Gold Plus Rewards 5-Star Membership’.
• Discount with Cleartrip: The card members can avail of a 10 percent discount on any international roundtrip when booked through Cleartrip by using the promo code ‘MCWORLD’ during checkout.
• Travel Insurance: This card offers a maximum of USD 500,000 travel insurance coverage so that the member of this card can travel with an absolute peace of mind.

Golf & Gym Benefits

• Golf Privileges: The card member can enjoy complimentary golf benefits at Arabian Ranches, Dubai with a minimum monthly spend of 5000 AED.
• Gym Privileges: Members of this card can enjoy an exciting gym benefits at Talise gym in Dubai, Bodylines Rotana in AI Ain & Le Royal Meridien in Abu Dhabi. In addition to this, the cardholder can also enjoy several facilities at Warehouse Gym for just 6 AED per visit. Please note that these privileges can be availed on a minimum monthly spend of 5000 AED.

Security Features

• Advanced CHIP & PIN Technology: This Noor Bank Credit Card is enabled with the advanced ‘CHIP & PIN Technology’ that ensures absolute safety & security on all retail transactions made through this card.
• 24x7 SMS Alerts: This card offers 24x7 SMS notifications so that the cardholder can stay updated about all of their transactions.
• Other Features: It provides ‘One-time Passcode for all online transactions and requires TouchID for mobile application access.

Ease of Payment

1. The Noor Wealth World credit card makes payments easy as the monthly card payments can be done free of cost through any online banking channel in the United Arab Emirates by entering the card number as a beneficiary rather than the IBAN number.
2. Payments can also be made at the selected exchange houses as well as through the extensive Noor Bank network of cash deposit machines.

Other Features:

1. Complimentary 30 minutes relaxing spas at over 50+ locations worldwide
2. 350 AED shopping credits upon signing up with Reebonz using this card
3. 15 percent discount using this card at Bicester Village
4. Access to VIP lounges at Bicester Village
5. Access to premium seating at the Dubai Opera
6. 25 percent discount with AVIS car rental
7. Book limosine rides with Careem and get 20 percent discount on three rides per month

Valet Parking

The cardholders can avail of 4 free valet parking service at 30+ locations across Dubai & Abu Dhabi with a minimum monthly spend of 3000 AED. The locations include the Dubai Design District, Dubai Marina Mall, Pier 7, City Walk, Dubai Mall, Dubai Marina Walk, Ferrari World Abu Dhabi, Yas Mall among several others.

Rewards & Offers of the Noor Bank Wealth World Credit Card

Member of this card will earn cashback through ‘U by Emaar loyalty program’:

Category	Cashback (in %)
Local Spends	1.5
International Spends	2

These can be redeemed cash back as well as at Kalyan Jewellers, Sharaf DG,  Joyalukkas, Jacky’s retailer & Jack’s electronics vouchers. They are also redeemable for Awfaq and Minors Affairs (AMAF) donations.

• Free Global Internet Calling: The cashback can be earned on ‘Telecommunications Regulatory Authority’ (TRA) approved by ‘Internet Calling Plans’. The criteria is as follows:
• 50 AED cashback for minimum spending between 3000 AED - 4,999 AED
• 100 AED cashback for minimum spending above 5,000 AED and more

Eligibility & Documents Required for the Noor Bank Wealth World Credit Card

• Income Eligibility: 8000 AED per month.

Required Documents:

1. Passport of the applicant: Original and copy
2. UAE Visa of the applicant: Original and copy (for expatriates only)
3. Latest 3 months bank statement of the applicant
4. Khulasat Al Qaid (for UAE nationals only)
5. For the salaried applicants: Latest salary certificate
6. For the self-employed applicants: Original and copy of the trade license as well as the latest 6 months of the company’s bank statement.

Applicants might be asked for additional documents as per the bank’s requirements.

Fees & Charges of the Noor Bank Wealth World Credit Card

Description	Charges
Profit Rate For New Credit Cards (Effective 1st, July 2017)	3.25 percent per month
Profit Rate For Cards Booked Before1st, July 2017	3 percent per month
Annual Membership Fee	1000 AED
Annual Membership Fee For New Credit Cards (Effective 12th, November 2017)	Waived
Processing Fee	NA
Charges of Card Replacement (Lost or Stolen)	75 AED
Cash Withdrawal Charges - Noor Bank ATMs	100 AED or 3 percent, whichever is greater
Cash Withdrawal Charges - non-Noor Bank ATMs	100 AED or 3 percent, whichever is greater
Foreign Transaction Service Charges	2.50 percent
Overseas Transaction Charges (DCC- Dynamic Currency Conversion)	2 percent
Over-limit Service Charges	250 AED
Monthly Paper Statement Charge	10 AED
e-Statement Charge	Free
Duplicate Statement Charge	45 AED
Charges of Return Cheque	100 AED
Outstation Cheque Charge	25 AED
Retrieval of Sales Voucher (non-T&E)	50 AED
Retrieval of Sales Voucher ( T&E)	65 AED
Fee on Charge Dispute	At Actual
Credit Shield Insurance (CSI)	0.99 percent of the outstanding balance
Fee for Supplementary Card	Free
Fee for Replacement of Supplementary Card	75 AED
Payment Due Date	21 days
Limit of Cash Withdrawal	75 Percent of the available credit limit
Late Payment Charge	230 AED
Cash Advance Charge (POS)	100 AED or 3 percent, whichever is greater

Additional Benefits of Noor Bank Wealth World Credit Card

Buy One, Get One Offers: The cardholder can avail 900+ buy one, get one offers on Hotel nights & Dining with ‘MasterCard Buy One, Get One’ mobile app.

FAQs on Noor Bank Wealth World Credit Card

Q1: How many airport pick up and drop services can I get with the Noor Bank Wealth World Card?

Ans: Cardholders can get 6 free pick-up and drop-off services at the Dubai, Abu Dhabi and Sharjah airports with this card.

Q2: Does the Noor Bank Wealth World Card come with ‘Buy one Get one free offers?

Ans: Yes, the Noor Bank Wealth World Card offers ‘Buy one Get one free’ offers with 600+ merchants at 90+ destinations via its Mastercard App.

Q3: Does the Noor Bank Wealth World Card offers discounts on hotel bookings?

Ans: Yes, the Noor Bank Wealth World Card offers 10 percent discount on hotel bookings made through Cleartrip.

Q4: How much coverage does the Noor Bank Wealth World Card offer on personal accidents?

Ans: The Noor Bank Wealth World Card offers a personal accident insurance cover of USD 500,000.

Q5: What is the baggage loss insurance cover offered by the Noor Bank Wealth World Card?

Ans: The Noor Bank Wealth World Card offers a baggage loss insurance of up to USD 3,000.