Standard Chartered Bank Credit Card in UAE

With a Standard Chartered credit card, you can easily make spends and make them more rewarding. Keep on reading to know the cards’ features, eligibility, scheduled fees, application process, and more!

Standard Chartered Credit Cards — Key Features

Tabled below is the list of all the Standard Chartered Bank credit cards along with their top benefits in the UAE:

Note: Some of the Standard Chartered cards have been discontinued but are functional for existing customers.

Card Name	Features	Apply
Journey Credit Card	Basic Benefits 💳 A cashback of up to AED 1,000 as a welcome bonus Travel Benefits ✈️ Complimentary 4 airport transfers per year 10% cashback on UAE airport Duty Free stores Unlimited complimentary access to 1,000+ airport lounges Lifestyle Benefits 🛍️ Complimentary access to Warehouse Gyms Complimentary golf rounds across the UAE with the app of spikes.com	View Offers
X Credit Card*	Basic Benefits💳 Availability of the ‘Buyers Protection’ feature Tap to Pay feature for easy payments with mobile wallets Travel Benefits✈️ Complimentary visits (8 times per year) to more than 1,000 airport lounges in 300+ cities Multi-trip travel insurance for trips of up to 90 days duration 25% discount on YQ’s Specialist Airport Assist Services at 450+ locations 24/7 Visa Concierge Services Up to 20% discounts at more than 200 airport restaurants with DragonPass Lifestyle Benefits🛍️ Up to 10% cashback on the following — All offline and online foreign currency spending All mobile wallet spending All online purchases and bill payments in AED	View Offers
Manhattan Rewards Credit Card*	Basic Benefits💳 Buyers Protection feature available Tap to Pay feature for easy payments with mobile wallets Travel Benefits✈️ Complimentary visits to 1000+ airport lounges across 300 cities (8 times per year) Get VIP guest status at 900+ international properties with the Visa Luxury Hotel Collection Up to 20% off at 200+ airport restaurants with DragonPass 25% discount for YQ’s Specialist Airport Assist Services at 450+ locations Lifestyle Benefits🛍️ ‘Buy 1 Get 1’ free on 2D and 3D Vox and Reel Cinema tickets	View Offers
Simply Cash Credit Card*	Basic Benefits💳 ‘Buyers Protection’ feature available ‘Tap to Pay’ feature for easy e-wallet payments Travel Benefits✈️ Complimentary visits (8 times a year) to more than 1000 airport lounges in 300+ cities 2% cashback on international and airline spending Multi-trip travel insurance for trips of up to 90 days duration Up to 8% off on Booking.com Up to 12% discount on 985,000+ hotels and vacation rentals globally with Agoda.com Up to 20% discount on rooms and suites with Jumeirah Hotels across multiple countries Up to 25% off Jumeirah Hotels Food & Beverages Up to 20% discount at more than 200 airport restaurants with DragonPass 24/7 Visa Concierge service Lifestyle Benefits🛍️ ‘Buy 1 Get 1’ Vox and Reel Cinema ticket offers 2-for-1 deals and offers on — Beauty Treatments Gyms Spas Tour Food & Beverages Tourist Attractions	View Offers
Smart Saadiq Credit Card*	Basic Benefits💳 No Cash Advance fee Buyers Protection feature available Tap to Pay feature for easy payments with mobile wallets Globally accepted Sharia-compliant card No over-limit fee applicable Travel Benefits✈️ Complimentary visits (8 times/year) to 1,000+ airport lounges across 300 cities Lifestyle Benefits🛍️ ‘Buy 1 Get 1’ free Vox and Reel Cinema tickets.	View Offers

*This card is no longer available to new customers

Standard Chartered Bank Credit Card — Eligibility Criteria

In terms of the age criteria, you must be at least 21 years old to apply for a Standard Chartered Bank credit card. Note that the maximum age limit for application is 60 years.

Documents Required for Standard Chartered Credit Card Application

For SC Bank card application, you need the following documents —

Emirates ID
Passport
Residence Visa (applicable to expats)
Salary Transfer Letter
Bank Statement/ Salary Certificate

📝Note

You must present the originals of all the documents
All documents must be valid

Apply for a Credit Card in UAE via Paisabazaar.ae

Paisabazaar.ae is a unique platform for choosing credit cards. On this website, you can compare multiple cards from various banks and financial institutions, and choose the most suitable one — all from the comfort of your home!

Follow these steps to complete your application —

Step 1: Tap here and complete the lead form

Step 2: Choose your preferred card from the quotes

Step 3: Hit the ‘Apply’ button and proceed with the on-screen prompts

Here are some of the top reasons for choosing Paisabazaar.ae!

☑️We have tie-ups with prominent banks across the UAE

☑️One platform to compare cards from multiple banks and select the best one

☑️Our customer assistance team is available to guide you throughout the process

☑️The card application process is quick and effortless

☑️Access our website’s ‘Articles’ section for all card-related information

Standard Chartered Credit Cards — Fees & Charges

Here are all the primary fees and charges of the Standard Chartered credit cards —

Type of Fee	Charges**
Retail Transactions Finance Charges (Interest)	3.45% per month
Cash Advance Finance Charges (Interest)	3.75% per month
Cash Advance Fee	3.15% on the value of the transaction or AED 105 (whichever is higher)
Late Payment Charge	AED 241.5
Minimum Payment Due	1% of the principal balance or AED 110 (whichever is higher)
Over Limit Fee	AED 292.95
Foreign Transaction Fee	2.99% of the transaction amount