United Arab Bank Visa Infinite Credit Card
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Airport Lounge
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Shopping Benefits
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Fuel benefits
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Movie Discounts
Best credit cards with 0 Annual fee*
- Cashback up to AED 2,000
- Rewards + Welcome Offers
- No Annual Fee
- Travel benefits
- Dining Discounts
- Entertainment Benefits
The United Arab Bank Visa Infinite Credit Card is one of the best credit cards in the UAE that opens up the world of infinite possibilities in front of its cardholder. The Visa Infinite UAB credit card offers unmatched and unparallel travel benefits and lifestyle privileges that other credit cards simply can’t match. In addition to offering the exclusive benefits, this credit card offers UAB Rewards on everyday purchases which can easily be redeemed for air tickets, car rentals, and lifestyle & electronics products.
Features & Benefits of the United Arab Bank Visa Infinite Credit Card
Given below are some of the key features & benefits of the United Arab Bank Visa Infinite credit card:
- Travel benefits:
- Free Lounge Access: With this UAB credit card, the cardholder can enjoy the free access at some of the premium airport lounges globally
- Multi-Trip Travel Insurance: The cardholder can avail of multi-trip insurance with this card.
- Amazing Discount on Holidays & Hotels: The card member can avail of exclusive discounts on Holidays & Hotels with ‘Visa Luxury Hotel Collection’ & ‘com’
- Lifestyle Privileges: This UAB credit card offers overseas Concierge Service and complimentary Harrods Rewards Black-tier card.
- Annual Fees: There is no annual membership fee charged on United Arab Bank Visa Infinite Credit Card for the first year. But the cardholder is required to pay AED 1500 from the second year.
- Cash Advance: The card member can easily withdraw instant cash of a maximum of 50 percent of their total credit limit from more than 1.8 Million ATMs globally.
- Easy Payment Plan (EPP): With this credit card, the cardholder can convert their credit card purchase in easy to pay monthly installments at 0 percent for six months. Please note that the processing fee of AED 50 or 2 percent (which is greater) will apply. However, the cardholder can also avail EPP plan for tenors of 9 & 12 months at 1% monthly interest rates.
- Credit Limit Increment: Member of this card can increase their credit limit temporarily in order to fulfill their purchase requirements & spending easily.
- Payment Options: Member of this card can pay their credit card bill using any of the given below payment channel:
- Through online banking
- Through UAB branches
- Through ATM or CCDM
- Through AI Ansari Exchange
Rewards & Offers of the United Arab Bank Visa Infinite Credit Card
The card member can earn a maximum of ‘2.5 UAB Rewards’ for every US $1 spent on their card. They can redeem their UAB rewards for:
- Flight tickets on more than 900 airlines as well as 200,000 hotels across the world with no blackout dates.
- Car rentals for 150 destinations worldwide.
- 1000+ lifestyle & electronic items available at the Infishop (online).
*Please note that redemptions of all UAB Rewards are inclusive of taxes.
Note: On applying for the card, member of this card can avail 50,000 UAB Reward Points.
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Fees & Charges of the United Arab Bank Visa Infinite Credit Card
Following are the fees & charges of the United Arab Bank Visa Infinite Credit Card:
| Description | Conventional | Islamic |
|---|---|---|
| Retail Monthly Rate | 2.79% | 900 AED/Fixed Fee |
| Cash Advance Charge | 3% with 100 AED (minimum) | 100 AED |
| Annual Membership Fee | Free for 1st year | |
| Annual Fee from 2nd year onwards | 0 AED | Free for Life |
| Supplementary Card Charges | Free | |
| Card Replacement Fee (lost or damaged) | 75 AED | |
| Over Limit Fee | 199 AED | |
| Late Payment Charge | 230 AED | |
| Amendment Charges of Credit Card limit | 50 AED | |
| Credit Shield Insurance (CSI) Fee | 0.89 percent of the outstanding amount | |
| Duplicate Statement Charge | 45 AED | |
| Copy of Sales Voucher Fee | 65 AED | |
| Currency Conversion Charge | 3% | |
| Returned Cheque Charge | 100 AED | |
| Issuer Markup Charge | 2.5% | |
| Balance Transfer Processing Charge | 300 AED or 3% | 100 AED |
| Easy Cash Processing Charge | 200 AED or 2% | NA |
| Foreign Transaction Markup Charges | 2.5% | |
| Processing Charge on Installment Plan | 50 AED | NA |
| Other Charges (charges of card delivery, statement, change in payment due date, courier charges etc.) | 25 AED | |
| Maximum Grace-Free Days (in case of full payment on or before the payment due date) | 55 days | |
| Minimum Due Payment On Balance | 5% | |
Note: If the cardholder will spend 1000 AED annually on this card, the card will be free. (Offer valid till 30th, June 2019)
Also Read - Visa Signature Credit Card Vs Visa Infinite Credit Card - Which One is Better?
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