Deem Credit Cards

Deem Finance, founded in 2008, is a well-known banking institution in the UAE. It offers a multitude of credit cards for residents — each card is equipped with exceptional features to provide maximum privileges to you. Considering the variety of Deem credit cards, you can easily make a selection as per your financial preferences and salary criteria. Keep on reading to know the types of these cards, their features, eligibility, and more. ...read more

Deem Credit Card in UAE
Deem Finance Credit Card

Apply Credit Card & get Cashback and Rewards*

  • Compare from top banks
  • No annual fee
  • Benefits up to AED 2,000
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Best Deem Credit Cards

Apply Deem Finance Credit Card Online

With Deem Finance credit cards, you can enjoy competitive interest rates, high credit limits, and seamless digital banking services for secure and hassle-free transactions. Whether for shopping, dining, or travel, they offer value-added features to enhance everyday spending.

Deem Credit Card Benefits

Tabled below are the top Deem credit card benefits and features in the UAE —

Credit Card Name Minimum Salary Requirement Key Features Apply

Deem Titanium Mastercard

AED 5,000

Welcome Bonus & Basic Benefits

  • Welcome bonus worth AED 500 — just spend at least AED 12,000 in the first 3 months*
  • AED 300 as a welcome bonus for spending AED 8,000 in 3 months*
  • Enjoy the following facilities —
    • Easy Cash EPP
    • Balance Transfer
    • Deem Double Secure

Travel Benefits

  • Complimentary access to 10+ airport lounges across the Middle East
  • Up to 20% discount on Avis car rentals across multiple countries
  • 10% discount with Rentalcars.com
  • 10% cashback on hotel bookings with Booking.com

Lifestyle Benefits

  • ‘Buy 1 Get 1’ movie ticket offer at Reel and VOX Cinemas
  • Up to AED 25 discount on over 3,500 restaurants with Zomato Gold
  • 20% off on food and grocery deliveries with the Talabat app
  • A chance to win a 5-gram gold coin at Kalyan Jewellers
View Offers

Deem Platinum Mastercard

AED 10,000

Welcome Bonus & Basic Benefits

  • Welcome bonus worth AED 500 on spending AED 12,000 or more in the first 3 months*
  • AED 300 as a welcome bonus for spending AED 8,000 in the first 3 months*
  • Enjoy access to the following —
    • Easy Cash EPP
    • Purchase Protection
    • Balance Transfer
    • Deem Double Secure

Travel Benefits

  • Complimentary access to over 25 airport lounges across the Middle East
  • Up to 20% discount on Avis car rentals across multiple countries
  • Up to 8% discount on roundtrips, international airfare, and hotel reservations with Cleartrip
  • 10% discount with Rentalcars.com
  • 10% cashback on hotel bookings with Booking.com 

Lifestyle Benefits

  • ‘Buy 1 Get 1’ movie ticket offer at VOX Cinemas and REEL Cinemas
  • Discount of up to AED 25 on over 3,500 restaurants with Zomato Gold
  • 20% off on food and grocery deliveries with the Talabat app
  • Complimentary valet parking services  
  • A chance to win a 5-gram gold coin at Kalyan Jewellers
View Offers

Explore Exclusive Offers on Deem Finance Credit Cards

Deem World Mastercard

AED 25,000

Welcome Bonus & Basic Benefits

  • Welcome bonus worth AED 500 if you spend at least AED 12,000 in the first 3 months*
  • AED 300 as a welcome bonus for spending AED 8,000 in 3 months*
  • Access to the following facilities —
    • Easy Cash EPP
    • Balance Transfer
    • Deem Double Secure 

Travel Benefits

  • Complimentary access to 1,200+ airport lounges across the globe
  • Discount on Cleartrip bookings
  • Hertz Gold Plus membership  
  • Up to 35% discount on Avis car rentals across multiple countries
  • 10% off with Rentalcars.com
  • 10% cashback on hotel bookings with Booking.com

Lifestyle Benefits

  • Free 2-year MyUS premium membership
  • ‘Buy 1 Get 1’ movie ticket offer at Reel and VOX Cinemas
  • Up to AED 25 discount on over 3,500 restaurants with Zomato Gold
  • 20% discount on food and grocery deliveries with the Talabat app
  • A chance to win a 5-gram gold coin at Kalyan Jewellers
View Offers

*Offer valid until 21st March 2025 

Eligibility Requirements of Deem Credit Cards

Check out the eligibility requirement for Deem Bank credit cards before initiating your application —

Eligibility Type Criteria
Minimum Age 21 Years
Salary At least AED 5,000
Nationality UAE national or expatriate
Employment Status Salaried or self-employed individual

Apply for Deem Credit Cards via Paisabazaar.ae

You can directly apply for a Deem Bank credit card through Paisabazaar.ae’s official website.

Here’s how —

Step 1: Complete the lead form with the correct details after accessing it here

Step 2: Choose your preferred Deem card on the quotes page

Step 3: Check out the features, terms & conditions, and apply

We will evaluate your application after receiving it and let you know about the next steps!

Here are some reasons why you should get a credit card in the UAE through our platform — 

  • Our website hosts a plethora of cards from the top financial institutions in the UAE
  • Customer support team available for prompt service and assistance
  • Swift and hassle-free application process 
  • Enjoy exclusive credit card offers
  • Free access to our website’s ‘Articles’ section for all credit card info
Top Deem Credit Card Offers April 2025

discount offers - Paisabazaar uae

Deem Credit Cards — Fees and Charges

Refer to the table below for detailed fees and charges of Deem cards — 

Type Of Fee Charges
Cash Advance Fee 3% of the transaction amount or AED 105 (whichever is higher)
International Transaction Fee for Purchase in All Currencies 2.99% of the transaction amount
Card Replacement Fee AED 78.75
Overlimit Charge AED 341.25
Late Payment Charge AED 241.5
E-Statement Free
Paper Statement Free
Liability/ No-Liability Letter AED 52.5
Sales Voucher Copy Fee AED 26.25
Excess Balance Issuance on Card AED 26.25

Frequently Asked Questions

Q1. What are the key features of Deem Finance cards?

Ans: Deem Finance credit cards offer features such as cashback rewards, travel perks, lifestyle discounts, card purchase protection, and more. 

Q2. Are there any annual fees for Deem credit cards?

Ans: Some Deem Finance credit cards have no annual fees, while others may have. Check the key details related to your preferred card to know more. 

Q3. What are the interest rates and charges applicable to Deem Finance credit cards?

Ans: Interest rates vary based on the card type and usage. Other applicable charges may include late payment fees, cash advance fees, and foreign currency transaction fees. 

Q4: Who is eligible to apply for a Deem Finance card?

Ans: UAE residents aged 21 who have a minimum salary of AED 5,000 and a good credit history can apply. Eligibility criteria may differ depending on the card type.

Q5: What documents are required to apply for a Deem Finance card?

Ans: Applicants need to submit a valid Emirates ID, passport with visa page, salary certificate or proof of income, and recent bank statements. 

Q6: How can I apply for a Deem Bank credit card?

Ans: You can apply online through Paisabazaar.ae.

Q7: Can I convert my transactions into an instalment plan?

Ans: Yes, Deem offers card instalment plans, allowing you to convert high-value purchases into easy monthly payments at competitive interest rates. 

Q8: How do I check my credit card balance and transactions?

Ans: You can track your balance and transactions through the Deem Finance mobile app or online banking. You can also connect with its customer support on a call.

Q9: How do I report a lost or stolen Deem Finance card?

Ans: If your card is lost or stolen, immediately contact Deem Finance customer service to block the card and request a replacement.

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