Dubai Islamic Bank Credit Cards in UAE

DIB’s Shariah-compliant credit cards help you make seamless transactions while also adhering to Islamic banking principles. These cards are designed to provide a range of benefits. Cardholders can benefit from features such as: Wala’a Rewards, offering points redeemable for travel, shopping, and bill payments, complimentary roadside assistance services, and purchase protection against theft or damage. ...read more

Dubai Islamic Bank Credit Card in UAE
Dubai Islamic Bank Credit Card

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  • Compare from top banks
  • No annual fee
  • Benefits up to AED 2,000
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Most Popular Credit Card in UAE

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Apart from these, these cards come with exclusive deals and offers of lifestyle, dining, and travel. Keep reading to know about the Dubai Islamic Bank credit cards in detail.

Dubai Islamic Bank Credit Cards- Types and Features

Below is a list of all DIB Bank credit cards along with their key features:

DIB SHAMS Credit Cards

Card Name Minimum Salary Requirement Features/ Perks Apply
DIB SHAMS Infinite Covered Card NA
  • Earn a 200,000 bonus Wala’a Rewards on spending USD 15,000 within the first 90 days of the card issuance
  • Up to 20% cashback on Amazon, Dubai Now, Deliveroo, Noon and Talabat purchases within the first 3 months
  • Earn 10 Wala’a rewards on each AED 1 spent on dining, flights, and hotel bookings
  • Earn 4 Wala’a rewards on each 1 non-AED transaction
  • Earn 3.5 Wala’a rewards for each 1 AED spent
  • Earn 0.6 Wala’a rewards on:
    • Government Services
    • Insurance
    • Supermarkets
    • Groceries
    • Utilities
    • Education, and more
  • Complimentary access to: 
    • Fitness First across the UAE
    •  4 valet parking services across 20 UAE locations
    • 4 rounds of golf every month across 7 UAE golf courses
    • 1200+ airport lounge access
    • 4 airport transfers every year from Dubai, Abu Dhabi, and Sharjah
  • Travel coverage of up to US $ 500,000
  • ‘Buy 1 Get 1’ offer on Costa Coffee
  • 15% off on Zofeur services
  • Free roadside assistance
  • Balance Transfer facility available
View Offers
DIB SHAMS Signature Covered Card NA
  • Earn a 100,000 bonus Wala’a Rewards on spending USD 15,000 within the first 90 days of the card issuance
  • Up to 20% cashback on Amazon, Dubai Now, Deliveroo, Noon and Talabat purchases within the first 3 months
  • Earn 10 Wala’a rewards on each AED 1 spent on dining, flights, and hotel bookings
  • Earn 3 Wala’a rewards on each 1 non-AED transaction
  • Earn 2.5 Wala’a rewards for each AED 1 spent
  • Earn 0.4 Wala’a rewards on:
    • Government Services
    • Insurance
    • Supermarkets
    • Groceries
    • Utilities
    • Education and more
  • Complimentary access to:
    • 2 valet parking services across 20 UAE locations
    • 1200+ airport lounge 
    • 2 airport transfers every year from Dubai, Abu Dhabi, and Sharjah
  • Travel coverage of up to US $ 500,000
  • 15% off on Zofeur services
  • Free roadside assistance
  • Balance Transfer facility available
View Offers
DIB SHAMS Platinum Covered Card NA
  • Earn a 50,000 bonus Wala’a Rewards on spending USD 15,000 within the first 90 days of the card issuance
  • Up to 20% cashback on Amazon, Dubai Now, Deliveroo, Noon, and Talabat purchases within the first 3 months
  • Earn 10 Wala’a rewards on each AED 1 spent on dining, flights, and hotel bookings
  • Earn 2 Wala’a rewards on each 1 non-AED transaction
  • Earn 1.5 Wala’a rewards for each AED 1 spent
  • Earn 0.3 Wala’a rewards on:
    • Government Services
    • Insurance
    • Supermarkets
    • Groceries
    • Utilities
    • Education and more
  • Complimentary services:
    • Travel coverage of up to US $ 500,000
    • Roadside assistance
  • 15% off on Zofeur services
  • Balance Transfer facility available
View Offers

Welcome Bonus Credit Card

DIB Emirates Skywards Credit Cards

Card Name Minimum Salary Requirement Features/ Perks Apply
Emirates Skywards DIB Infinite Covered Card AED 20,000
  • Earn a bonus of up to 120,000 Skywards Miles
  • Complimentary 1200+ airport lounge access across the globe
  • Complimentary Emirates Skywards Silver membership
  • Access to 900+ luxury hotel properties with the Luxury Hotel Collection from Visa
  • Complimentary roadside assistance
  • Balance Transfer facility available
  • Stay covered with Medical and Legal Referral
View Offers
Emirates Skywards DIB Signature Covered Card AED 15,000
  • Earn a bonus of up to 50,000 Skywards Miles
  • Earn 1.5 Skywards Miles on Emirates for every equivalent USD spent
  • Earn up to 1 Skywards Miles on foreign currency spent for every equivalent USD spent
  • Earn up to 0.75 Skywards Miles on local currency transactions for every equivalent USD spent
  • Complimentary 1200+ airport lounge access across the globe
  • Access to 900+ luxury hotel properties with the Luxury Hotel Collection from Visa
  • Complimentary roadside assistance
  • Balance Transfer facility available
  • Stay covered with Medical and Legal Referral
View Offers
Emirates Skywards DIB Platinum Covered Card AED 10,000
  • Earn a bonus of up to 5,000 Skywards Miles.
  • Earn 1 Skywards Mile on Emirates for every equivalent USD spent.
  • Earn up to 0.75 Skywards Miles on foreign currency spent for every equivalent USD spent
  • Earn up to 0.5 Skywards Miles on local currency transactions for every equivalent USD spent
  • 0% Easy Payment Plan with Emirates
  • Travel and Medical coverage of up to US $ 100,000 available
  • Access to 900+ luxury hotel properties with the Luxury Hotel Collection from Visa
  • Complimentary roadside assistance
  • Balance Transfer facility available
  • Stay covered with Medical and Legal Referral
View Offers

DIB Consumer Cashback Credit Cards

Card Name Minimum Salary Requirement Features/ Perks Apply
Consumer Cashback Platinum Card AED 15,000
  • Earn 4% cashback on:
    • Automobile Servicing
    • School Fees
    • Fuel Spends
    • Supermarket and Hypermarket
    • Etisalat & Du Bill Payments
    • Salik and NoL Recharges
  • Complimentary roadside assistance
  • Travel and Medical coverage of up to US $ 100,000
View Offers
Consumer Cashback Reward Card AED 5,000
  • Earn 3% cashback on:
    • Automobile Servicing
    • School Fees
    • Fuel Spends
    • Supermarket and Hypermarket
    • Etisalat & Du Bill Payments
    • Salik and NoL Recharges
  • Complimentary roadside assistance
  • Travel and Medical coverage of up to US $ 100,000
View Offers

DIB Prime Credit Cards

Card Name Minimum Salary Requirement Features/ Perks Apply
Prime Infinite Card AED 20,000
  • Earn 3 Wala’a rewards for every AED 1 spent with the DIB Loyalty programme
  • Earn 3.5 Wala’a rewards for every AED equivalent foreign currency on retail spending with the DIB Loyalty programme
  • Exclusive lifestyle deals, such as complimentary valet parking services, roadside assistance, fine dining, entertainment, and more
  • Travel benefits include multi-trip travel insurance, concierge services, complimentary airport lounge access, and more
  • Availability of features like Credit Shield, Balance Transfer facility, and Cash Withdrawals
View Offers
Prime Signature Card AED 15,000
  • Earn 2.5 Wala’a rewards for every AED 1 spent with the DIB Loyalty programme
  • Earn 3 Wala’a rewards for every AED equivalent foreign currency on retail spending with the DIB Loyalty programme
  • Exclusive lifestyle deals, such as complimentary valet parking services, roadside assistance, fine dining, entertainment, and more
  • Travel benefits include multi-trip travel insurance, concierge services, complimentary airport lounge access, and more
  • Availability of features like Credit Shield, Card Protection Plus, and Cash Withdrawals
View Offers
Prime Platinum Card AED 5,000
  • Plan your stay with Visa Luxury Hotels
  • Earn 2 Wala’a rewards for every AED 1 spent with the DIB Loyalty programme
  • Earn 2.2 Wala’a rewards for every AED equivalent foreign currency on retail spending with the DIB Loyalty programme
  • Travel and Medical coverage of up to US $ 100,000
  • Roadside assistance available
  • Other benefits include Purchase Protection, Credit Shield Takaful, Card Protection Plus, Cash Withdrawals, and Balance Transfer Facility
View Offers
Prime Gold Card AED 5,000
  • Earn 0.6 Wala’a rewards for every AED 1 spent with the DIB Loyalty programme
  • Earn 1 Wala’a rewards for every AED equivalent foreign currency on retail spending with the DIB Loyalty programme
  • Travel and Medical coverage of up to US $ 75,000
  • Roadside assistance available
  • Other benefits include Credit Shield Takaful, Card Protection Plus, Cash Withdrawals, and Balance Transfer Facility
View Offers
Prime Classic Card  
  • Earn 0.5 Wala’a rewards for every AED 1 spent with the DIB Loyalty programme
  • Earn 0.8 Wala’a rewards for every AED equivalent foreign currency on retail spending with the DIB Loyalty programme
  • Travel and Medical coverage of up to US $ 50,000
  • Roadside assistance available
  • Other benefits include Credit Shield Takaful, Card Protection Plus, existing Balance Transfer
View Offers

Trip Offer Credit Card

DIB Al Islami Charge Cards

Card Name Minimum Salary Requirement Features/ Perks Apply
Al Islami Platinum Charge Card NA
  • Global acceptability
  • Availability of roadside assistance
  • Travel and Medical coverage of up to US $ 100,000
  • 100% cash withdrawal limit
View Offers
Al Islami Gold Charge Card NA
  • Global acceptability
  • Availability of roadside assistance
  • Travel and Medical coverage of up to US $ 75,000
  • 100% cash withdrawal limit
  • Inclusion of the Purchase Protection feature
View Offers
Al Islami Classic Charge Card NA
  • Global acceptability.
  • Availability of roadside assistance
  • Travel and Medical coverage of up to US $ 50,000
  • 100% cash withdrawal limit
  • Inclusion of the Purchase Protection feature
View Offers

Are You Eligible for a Dubai Islamic Credit Card?

Applying for a Dubai Islamic credit card? Check out the eligibility criteria before initiating the process:

Eligibility Type Criteria
Age Minimum 21 Years
Salary Minimum AED 5,000
Employment Status Salaried or Self-Employed
Nationality UAE Expat or UAE National
Dubai Islamic Bank Credit Card Offers

Apply for Dubai Islamic Bank Credit Cards via Paisabazaar.ae

Paisabazaar.ae ensures a seamless card application process. To apply for a DIB Bank credit card in the UAE, simply follow these steps:

STEP 1: Enter the required details in the lead form.

STEP 2: Submit the form.

STEP 3: Choose the preferred DIB card on the quotes.

STEP 4: Apply and await our response.

Besides, a seamless application process, you also get the following benefits:

☑️Have several card options across several banks to choose from

☑️Make comparison between multiple cards from different banks and choose the best one

☑️Get guidance from the experts’ team as and when required

☑️Access card-related info for free from our website’s ‘Articles’ section

DIB Bank Credit Card- Fees and Charges

We have mentioned are the fees and charges of the DIB credit cards:

Type of Fees Charges
Cash Withdrawal Fee AED 94.50
Duplicate Statement Fee AED 47.25
Card Replacement/ Reissuance Fee AED 52.50
Copy of Sales Voucher AED 26.25
Upgrade Fee AED 288.75
International Usage Fee in Non-AED Currency 3.70% of the transaction amount
International Usage Fee in AED Currency 2.09% of the transaction amount
Credit Shield Takaful Contribution 0.94%

Frequently Asked Questions

Q1: Can I use the Al Islalmi Platinum Charge card anywhere across the world?

Ans: Yes, the card is globally accepted.

Q2: I want to replace my DIB SHAMS Platinum Covered card. Do I have to pay any fee?

Ans: Yes, the bank charges a card replacement fee of AED 52.50.

Q3: Does Emirates Skywards DIB Signature Covered card offer free airport lounge access?

Ans: Yes, you have access to 1200+ airport lounges worldwide with this card.

Q4: How much salary is required to apply for a DIB Prime Signature card?

Ans: You must have a minimum salary of AED 15,000 to apply for the card.

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