Emirates Islamic Bank Credit Cards in UAE

Whether you seek a card for everyday transactions or luxury spending, Emirates Islamic has options like Cashback, RTA, and Skywards credit cards. Let’s dive into the Emirates Islamic Bank cards in detail and discover which one suits you the best. 

Emirates Islamic Credit Card Benefits

Tabled below are all the Emirates Islamic credit card benefits in the UAE:

Card Name	Minimum Salary Requirement	Features/ Benefits	Apply
Flex Card	AED 5,000	Basic Benefits 💳 A welcome bonus of 10,000 EI SmartMiles Easy Payment Plans for easy purchases 3D Secure feature for secure online shopping Balance Transfer facility available Extended Warranty feature to increase the warranty of the purchased product Up to 4 supplementary cards for free Travel Benefits ✈️ Food and beverages credit of USD 25 at 900+ hotels with Visa Luxury Hotel Collection globally Redeem earned EI SmartMiles on 300 Airlines, 180,000 hotels globally, and gift vouchers Lifestyle Benefits 🛍️ Up to 25% cashback on 1,500+ brands at CashbackSouk.ae Up to 2.25 EI SmartMiles on each AED 1 spent Up to 2 ‘Buy 1 Get 1’ free Reel movie ticket offers every month	View Offers
RTA Card	AED 5,000	Basic Benefits 💳 Easy Instalment Plans for easy purchases 3D Secure feature for secure online shopping Availability of the Balance Transfer facility Extended Warranty feature to increase the warranty of the purchased product Up to 4 supplementary cards for free Travel Benefits ✈️ Food and beverages credit of USD 25 at 900+ hotels with Visa Luxury Hotel Collection globally Lifestyle Benefits 🛍️ Up to 2 ‘Buy 1 Get 1’ free Reel movie ticket offers every month. Earn Cashback on: Up to 10% on fuel spending and RTA transport payments Up to 2.25% on international spending Up to 1.25% on other shopping and expenditure Auto top-up of NOL and Salik	View Offers
Cashback Card	AED 5,000	Basic Benefits 💳 Easy Instalment Plans for easy purchases 3D Secure feature for secure online shopping Availability of the Balance Transfer facility Extended Warranty feature to increase the warranty of the purchased product Up to 4 supplementary cards for free Travel Benefits ✈️ Food and beverages credit of USD 25 at 900+ hotels with Visa Luxury Hotel Collection globally Lifestyle Benefits 🛍️ Up to 5% cashback on telecom and electronic store purchases Up to 1% cashback on all domestic and international transactions Up to 2 ‘Buy 1 Get 1’ free Reel movie ticket offers every month	View Offers
Switch Cashback Card	AED 5,000	Basic Benefits 💳 Easy Payment Plans on multiple-category purchases Avail of the Cash on Call facility of up to 80% of the available credit limit Availability of the Purchase Protection feature Extended Warranty feature to double the warranty of the purchased items Travel Benefits ✈️ Multi-trip travel insurance for all trips of up to 90 days Multiple Luxury Hotel Collection benefits on paying with the card Up to 2 complimentary Marhaba Meet & Greet services per year Complimentary access to 1000+ airport lounges across the world Lifestyle Benefits 🛍️ Earn cashback on the following categories: Telecom, Government Services Real Estate Utilities Dining, Hotels, and Airlines Supermarket Fuel Education Free access to the Dubai Ladies Club 1 complimentary valet parking service every month 20% discount on Emaar Entertainment Attractions Complimentary 2 golf rounds at the Arabian Ranches Golf Club, The Trump International Golf Club, Abu Dhabi Golf Club, or Jebel Ali Golf Course Up to 2 ‘Buy 1 Get 1’ free Vox/Reel Cinemas movie tickets per month	View Offers
Etihad Guest Platinum Card	AED 5,000	Basic Benefits 💳 Up to 3.5 Etihad Guest Miles per USD spent Easy Instalment Plans for easy purchases Up to 4 complimentary supplementary cards 3D Secure feature for secure online shopping Availability of the Balance Transfer facility Extended Warranty feature to increase the warranty of the purchased product Travel Benefits ✈️ Unlimited 10% Miles back on flight redemptions and upgrades Food and beverages credit of USD 25 at 900+ hotels with Visa Luxury Hotel Collection globally 2 complimentary inflight WiFi vouchers every year with membership Lifestyle Benefits 🛍️ 0% Easy Payment plans on Etihad purchases for up to 6 months 50% cashback on cinema tickets on all days Complimentary lounge access at over 1000 airports globally Complimentary valet parking services Complimentary access to golf courses Exclusive discounts on hotels, shopping, travel, and dining	View Offers
Etihad Guest Ameera Card	AED 12,000	Basic Benefits 💳 Extended Warranty feature to increase the warranty of the purchased product Up to 4 supplementary cards for free Easy Payment Plans for easy purchases 3D Secure feature for secure online shopping Availability of the Balance Transfer facility Travel Benefits ✈️ Unlimited access to 1000+ airport lounges across the world Complimentary travel insurance coverage of up to USD 500,000 Complimentary 24/7 global concierge services Food and beverages credit of USD 25 at 900+ hotels with Visa Luxury Hotel Collection globally Complimentary airport transfers Unlimited 20% Miles back on flight redemptions and upgrades 2 complimentary inflight WiFi vouchers yearly with membership Lifestyle Benefits 🛍️ 50% cashback on cinema tickets on any day Earn 1 Etihad Tier Mile on each USD 1 spent internationally in non-AED currency Complimentary 2 golf course access monthly 1 complimentary valet parking facility monthly at select UAE locations Free access to Sharjah Ladies Club and Dubai Ladies Club Up to 25% cashback in 1,500+ brands with CashbackSouk.ae	View Offers
Cashback Plus Card	AED 12,000	Basic Benefits 💳 Easy Instalment Plans for easy purchases Up to 4 complimentary supplementary cards 3D Secure feature for secure online shopping Availability of the Balance Transfer facility Extended Warranty feature to increase the warranty of the purchased product Travel Benefits ✈️ Unlimited access to 1000+ airport lounges across the world Complimentary travel insurance coverage of up to USD 500,000 Complimentary 24/7 global concierge services Food and beverages credit of USD 25 at 900+ hotels with Visa Luxury Hotel Collection globally Lifestyle Benefits 🛍️ Up to 10% cashback on: Education Dining Groceries Telecom 2 unlimited access to golf courses on any day 1 complimentary valet parking facility every year Complimentary Sharjah Ladies Club and Dubai Ladies Club access Up to 2 ‘Buy 1 Get 1’ Reel Movie ticket offers every month Auto Salik and NOL top-up	View Offers
Emarati Card	AED 12,000	Basic Benefits 💳 Up to four free supplementary credit cards 3D Secure feature to ensure secure online shopping Lower your monthly payments with the Balance Transfer facility Easy Payment Plans for easy purchases Travel Benefits ✈️ Unlimited free access to more than 1,000 airport lounges globally Complimentary 24/7 global concierge services Food and beverages credit of USD 25 at 900+ hotels with Visa Luxury Hotel Collection globally Redeem the earned points on 300 airline bookings, 180,000 hotels globally, and gift vouchers Complimentary travel insurance coverage of up to USD 500,000 Lifestyle Benefits 🛍️ 2 free valet parking services at select UAE locations every month Up to 2 ‘Buy 1 Get 1’ free Reel movie tickets every month on any day Exchange the earned EI SmartMiles with Emirates Skywards, Etihad Guest, Intermiles, U By Emaar, and Etisalat Smiles Points Free access to the Sharjah Ladies Club and Dubai Ladies Club	View Offers
Etihad Guest Saqer Card	AED 12,000	Basic Benefits 💳 Up to 3.5 Etihad Guest miles on each USD spent Easy Instalment Plans for easy purchases Availability of the Balance Transfer facility Up to 4 complimentary supplementary cards 3D Secure feature for secure online shopping Extended Warranty feature to increase the warranty of the purchased product Travel Benefits ✈️ Unlimited access to 1000+ airport lounges across the world Complimentary travel insurance coverage of up to USD 500,000 Complimentary 24/7 global concierge services Food and beverages credit of USD 25 at 900+ hotels with Visa Luxury Hotel Collection globally 2 complimentary inflight WiFi vouchers yearly with membership Unlimited 20% Miles back on flight redemptions and upgrades Complimentary airport transfers Lifestyle Benefits 🛍️ Complimentary Dubai Ladies Club and Sharjah Ladies Club access 1 complimentary valet parking service every month at select UAE locations 2 rounds of golf every month  50% cashback on movie tickets on any day of the week Up to 25% cashback on 1,500+ brands with CashbackSouk.ae	View Offers
Flex Elite Card	AED 15,000	Basic Benefits 💳 Earn up to 3.75 EI SmartMiles on each AED 1 spent Easy Instalment Plans for up to 12 months 3D Secure feature for secure online purchases Lower your monthly payments with the Balance Transfer facility Up to 4 free supplementary cards Travel Benefits ✈️ Unlimited 1000+ airport lounge access Complimentary travel insurance coverage of up to USD 500,000 USD 25 at 900+ hotels with Visa Luxury Hotel Collection globally Free 24/7 global concierge service Lifestyle Benefits 🛍️ 2 complimentary valet parking facilities per month Unlimited golf course access on all days. Up to 3 ‘Buy 1 Get 1’ free Reel movie tickets monthly Exchange EI SmartMiles with Etihad Guest. Etisalat Smiles Points, Intermiles, U By Emaar, and Emirates Skywards Redeem earned Miles on 300 airline bookings, 180,000 hotels globally, and gift vouchers Free access to Sharjah Ladies Club and Dubai Ladies Club	View Offers
Etihad Guest Premium Card	AED 20,000	Basic Benefits 💳 Earn up to 3.5 Etihad Guest Miles on each USD spent. Up to four free supplementary credit cards. 3D Secure feature to ensure secure online shopping. Lower your monthly payments with the Balance Transfer facility. Easy Payment Plans for easy purchases. Travel Benefits ✈️ Complimentary access to over 1,000 airport lounges worldwide. Complimentary global concierge service available 24/7 Food and beverages credit of USD 25 at 900+ hotels with Visa Luxury Hotel Collection Complimentary travel insurance coverage of up to USD 500,000 4 complimentary inflight WiFi vouchers yearly with membership Lifestyle Benefits 🛍️ Fast-track upgrade to Etihad Gold Tier membership Earn 1 Etihad Tier Mile on each USD1 spent or equivalent internationally spent on non-AED currency Unlimited free golf course access on all days 2 complimentary valet parking services every month across the select UAE locations	View Offers

Know Your Eligibility for Emirates Islamic Credit Card

Check out the Emirates Islamic Bank card eligibility before initiating the application process:

For Salaried Employees	For Self-Employed Individuals	For Unemployed Individuals
✅Minimum Age- 21 years ✅Minimum Salary- AED 5,000	✅Minimum Age- 21 years	✅Must hold a Fixed Deposit Account with the bank

Emirates Islamic Bank Card- Documents Checklist

Given is a list of mandatory documents required for Emirates Islamic credit card application in the UAE:

For Salaried Employees	For Self-Employed Individuals
✅Emirates ID or Passport ✅Latest 3 Months’ Bank Statements ✅Latest Salary Certificate ✅Security Cheque (if applicable)	✅Emirates ID or Passport ✅Latest 3 Months’ Bank Statements ✅Trade Licence ✅Security Cheque

Paisabazaar.ae for Emirates Islamic Bank Credit Cards Application

Now easily compare cards across multiple banks and select one only on Paisabazaar.ae. Know how:

STEP 1: Enter the correct information to complete the lead form.

STEP 2: Choose a card on the quotes, like an Emirates Islamic Bank card.

OR

Alternatively, use filters to choose a specific bank or a card feature.

STEP 3: Read the details of the card and apply.

Once you submit it, your application will be reviewed. We will contact you shortly to guide you through the next steps in the process.

What other perks do you get at Paisabazaar.ae? Let’s find out!

☑️The insurance aggregator partners with top UAE banks to offer you the best credit cards

☑️Compare similar cards from different banks and choose the one that suits you

☑️Get customer assistance service to help you resolve all your queries

☑️Know more about credit cards on our website’s ‘Articles’ section

☑️Enjoy a seamless application process without any hassle

Emirates Islamic Bank Card- Fees and Charges

Tabled below are common fees and charges for all the Emirates Islamic Bank credit cards:

Type of Fee	Charges
Maximum Cash Advance Per Transaction	AED 10,000 or 50% of the card limit (whichever is low)
Minimum Amount Due Monthly	5% of the outstanding and all fees and charges
Duplicate Statement Copy Per Month	AED 26.25
Statement Over 3 Months Old	AED 47.25
Transaction Slip Retrieval	AED 52.50
Supplementary Card Fee	Free
Paper Statement	Free
E-Statement	Free
Cash Advance Charges	3.15% of the cash advance amount or AED 103.95, whichever is higher
Liability/ No Liability Letter	AED 52.50
Direct Debit Return Fee	AED 105
Overlimit Fee	AED 261.45
Credit Shield	1.04% of the outstanding amount
Late Payment Donation Amount	AED 131.25

FAQ About Emirates Islamic Bank Credit Cards

Read More About Other Bank Credit Cards