One of the most influential banking groups in the UAE, Emirates NBD, was established in 2007. It emerged from the union of two prominent banks, Emirates Bank International and the National Bank of Dubai. It provides some of the best retail, corporate, Islamic, and investment banking solutions in over 13 countries. It is also a digital banking leader, having launched Liv. It has the fastest-growing digital bank in the region, with over 97% of its transactions occurring outside of branches.