ADCB Personal Loan
Are you ready to take control of your financial future? Abu Dhabi Commercial Bank (ADCB) is here to help you. It is a prominent lending institution among UAE residents which offers a range of personal, business, and private banking solutions from loans to opening bank accounts.
Personal Loan Starting from 2.63%* Interest rate
Minimum Salary 5000 AED
EMI Tenure up to 48 Months
Lowest Interest Rates
Get personal loan at Lowest Interest Rate
Within the personal loan category, options for both nationals and expatriates are available. With flexible repayment tenures and high loan amounts, ADCB personal loan is a perfect option to finance your personal requirements.
ADCB Personal Loan- Key Features
The primary features of the ADCB Bank personal loan include:
✔️Competitive personal loan interest rates
✔️Credit of TouchPoints – Up to 150 Points for every AED 1,000 of loan amount
✔️Easy application Process
✔️Flexible loan repayment tenure
Types of ADCB Bank Personal Loan
ADCB offers two types of personal loans:
| Personal Loan for UAE Nationals | Personal Loan for Expatriates |
|---|---|
|
|
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ADCB Bank Personal Loan Eligibility
Tabled below are the ADCB personal loan eligibility requirements:
| Eligibility Type | Criteria |
|---|---|
| Age | 21 Years and Above |
| Nationality | UAE Nationals and Expatriates |
| Salary | AED 5,000 and above |
Note: Additional eligibility criteria may apply.
ADCB Personal Loan Documents Requirement
The ADCB Bank loan requirements are mentioned below:
- Valid Emirates ID copy
- Valid Passport
- Latest 3 months’ personal bank statement copy
- Salary transfer letter
- Salary certificate issued to the bank
ADCB Personal Loan Calculator
The ADCB personal loan calculator is a handy tool that helps you estimate your monthly loan payments before applying for a loan. It’s simple to use—simply mention the loan amount, interest rate, and loan tenure, and the calculator will show you how much you’ll need to pay each month.
Likewise, Paisabazaar.ae has its own personal loan calculator. You can use it for free without any hassle.
Wondering about its benefits?
- Financial Planning: It helps you understand how different loan terms affect your repayment
- Comparison: It also lets you compare various loan options offered by banks
- Informed decisions: Allows you to choose the one that best fits your budget
ADCB Personal Loan - Fees and Charges
Refer to the following table to know the personal loan fees of the ADCB Bank:
| Type of Fees | Charges |
|---|---|
| Processing Fees | 0.75% of the principal loan, Min- AED 500 |
| Credit Life Insurance | 0.75% of the loan amount |
| Deferment of Instalment | AED 100 for every deferred loan instalment |
| Delayed Payment Penalty Interest Charges | Additional 3% per annum over agreed rate from the date of default (Min- AED 50) |
| Early Settlement Fee – Loans From ADCB Bank | 1.5% of the outstanding loan amount |
| Early Settlement Fee – Loans From Other Banks | 5% of the outstanding loan amount |
Apply for an ADCB Bank Personal Loan via Paisabazaar.ae
Paisabazaar.ae is your go-to platform for all personal loan needs. Follow these steps to apply for ADCB Bank loan:
STEP 1: Click here to view the lead form.
STEP 2: Complete the form and submit it.
STEP 3: Locate the adcb personal loan.
STEP 4: Apply and follow the on-screen prompts.
ADCB TouchPoints Eligibility in the UAE
| TouchPoints Awarded On | TouchPoints Earned | Cap |
|---|---|---|
| Earn TouchPoints when the net loan amount is more than AED 10,000 | TouchPoints earned for every AED 1,000 | AED 75,000 |
| > 10,000 - <= 150,000 | 100 | |
| > 150,000 | 150 |
How to Contact a Bank Regarding ADCB Bank Personal Loan?
Given below are the ADCB personal loan contact numbers:
- Within the UAE- 📞600502030
- Outside the UAE-📞 +971600502030
- Islamic Banking- 📞600562626
Have any questions? Don’t worry, we have got you covered! Let us help you find the perfect coverage with ease.
Frequently Asked Questions
The bank offers a minimum personal loan of AED 15,000 for both UAE Nationals and UAE Expatriates.
The minimum salary for a personal loan in ADCB is AED 5,000.
The personal loan amount must be AED 10,000 for earning TouchPoints.
The processing fee is 0.75% of the principal loan.
You can call the bank at +971600502030.
Personal Loan Bank Wise
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