Emirates NBD Personal Loan
With an Emirates NBD personal loan, you can access quick and convenient financial support for various needs — debt consolidation, education, home renovation, marriage, and more. With competitive interest rates, flexible repayment terms, and high loan amounts, this loan caters to both salaried and ...read more
Minimum Salary 5000 AED
EMI Tenure up to 48 Months
Lowest Interest Rates
Get personal loan at Lowest Interest Rate
As a borrower, you can benefit from quick approvals and minimal documentation requirements with the personal loan of NBD, ensuring a hassle-free experience.
Emirates NBD Personal Loan — Top Features
Unlock a world of exclusive privileges with Emirates NBD personal loan in the UAE —
| Salary Transfer Loans for Emiratis | Salary Transfer Loans for Expats |
|---|---|
|
|
Emirates NBD Loan Eligibility
The primary eligibility criteria for these Emirates NBD loans are as follows —
| Criteria | For UAE Nationals | For UAE Expatriates |
|---|---|---|
| Minimum Salary | AED 5,000 | AED 5,000 |
| Salary Transfer | Mandatory | Mandatory |
Emirates NBD Loan Documents Requirements
Mentioned are the NBD loan requirements for application processing —
| For New Loans | For Switching Loan | For Loan Top-Up |
|---|---|---|
|
|
|
Apply for Personal Loan ENBD via Paisabazaar.ae
Follow these simple steps to apply for a personal loan through our digital portal —
- Fill out the lead form with the accurate details
- Choose the NBD personal loan from the quotes page
- Apply and complete the process as per the on-screen instructions
Click here to start your journey!
Enjoy exceptional benefits on applying for a loan through Paisabazaar.ae —
- Our partnership with top banks allows you to explore multiple options in one place
- Easily compare loans on various parameters and apply for your favourite one
- Access our website’s ‘Articles’ section for all loan-related info
- Get assistance from our customer service team
NBD Personal Loan — Fees and Charges
Mentioned below are the key fees and charges of the Emirates NBD personal loan in the UAE —
| Type Of Fees | Charges |
|---|---|
| New Loan Processing Fee | 1.05% of the loan amount
|
| Top-Up Loan Processing | 1.05% of the incremental loan amount
|
| Late Payment Fee | AED 52.5 |
| Early Settlement Fee | 1.05% of the principal outstanding amount
|
| Liability/ No Liability Letter | AED 52.5 |
| Loan Cancellation Fee | AED 52.5 |
| Direct Debit Return Charges | Free |
| Instalment Deferment Fee | AED 105 |
| Rescheduling Fee | AED 262.5 |
| Click here to Apply for Emirates NBD Personal Loan |
Emirates NBD Personal Loan Calculator
Ever thought calculating loan instalment before initiating the application would be possible?
Well, with advancements in technology, banks and other financial institutions have now introduced online loan calculators to make calculations seamless for you! With the calculator of Emirates NBD, you can easily estimate your loan monthly instalments. To access this, you can go to the bank’s official website.
Note: You can also check out Paisabazaar.ae’s personal loan calculator. This tool is free and generates your results within seconds.
Personal Loan of NBD —Terms and Conditions
It’s worth noting that the loan becomes immediately due and payable in full, including all instalments, interest, fees, and associated expenses, without the need for prior notification, legal proceedings, or prejudice to any other rights of the Bank under this Agreement or applicable law, if any of the following events occur —
- The borrower’s employment is terminated for any reason
- The borrower transfers their monthly salary, in whole or in part, to another entity without the bank’s prior written consent
- The borrower breaches any obligations or commitments outlined in this agreement
- The borrower fails to pay three consecutive instalments or six non-consecutive instalments without the bank’s approval
- Any information or documents submitted by the borrower to the bank are found to be inaccurate, or any acknowledgment or undertaking provided in this agreement is deemed invalid
- The bank determines that circumstances exist that may hinder the borrower or their guarantors, in accordance with prevailing Central Bank regulations, from meeting their financial obligations
- The borrower passes away or permanently leaves the country
Emirates Bank Personal Loan — Contact Details
To connect with ENBD authorities, you can use the following contact numbers —
- Within the UAE — 600 54 0000
- Outside the UAE — +971 600 54 0000
Frequently Asked Questions
While the minimum salary requirement varies as per the loan type, in general, you must have a monthly salary of at least AED 5,000.
With Emirates NBD personal loan, you can get up to AED 4 million as a UAE national or AED 3 million as an expatriate.
The repayment period can range from 6 months to 48 months, depending on your loan agreement and eligibility.
Interest rates vary depending on the loan type and applicant’s profile, starting from around 5.99% per annum (reducing rate).
Yes, you can apply for a personal loan online through the digital portal of Paisabazaar.ae.
Approval is usually quick, with disbursal often within 10 days after submission of all required documents.
You need to provide a valid Emirates ID, passport copy, salary certificate, bank statements, and undated security cheques.
Yes, you can make early repayments. However, keep in mind that an early settlement fee may apply.
Yes, most personal loans come with an optional life insurance cover to cover the outstanding amount in case of unforeseen events.
Personal Loan Bank Wise
More From Personal Loans
- Recent Articles
- Popular Articles
18 Dec 2024How to Avail of a Loan without a Credit Score Check in UAE?Exploring alternative lending options to showcasing financial stability and collateral, we will delve into some practical strategies that can increase your chances of loan approval.
24 Mar 2025Borrow Money Online: Smart Ways to Access Quick Cash in UAENeed urgent money? Borrow money online with an instant Personal Loan of up to 8 times your salary with Paisabazaar.ae at low rate of interest. Apply online now!
20 Mar 2025Secured Personal Loan: Is It a Good Choice?Explore secured personal loans in the UAE. Understand their features, advantages, and how they can help you achieve your financial goals effectively.
13 Jan 2025How to Use a Personal Loan? Everything Know Before You ApplyDiscover how to effectively use a personal loan and understand how personal loans work. Learn about the benefits, application process, and tips for managing your loan to make the most of your financial options.
13 Jan 2025Thinking of a Loan Against Your Gratuity? Read This First!Explore the option of taking a loan against your gratuity amount in the UAE. Understand the requirements and steps involved in the application process.
13 Jan 2025How to Get a Personal Loan without Security?Learn how to secure a personal loan without the need for security. Our comprehensive guide provides essential tips and insights for your financial journey.
